--- description: Comprehensive insurance is one of the most important types of auto insurance coverage you can have to protect your vehicle in Florida. title: What is Comprehensive Insurance? image: https://www.lawfran.com/wp-content/uploads/2023/02/What-Is-Comprehensive-Insurance-1.webp --- [Home](https://www.lawfran.com/) » [Car Accident Lawyers](https://www.lawfran.com/car-accident-lawyers/) » What is Comprehensive Insurance? # What is Comprehensive Insurance? * Last Updated: October 16, 2025 * Reading Time: 4 minutes trusted Content Legally Reviewed by: ![](https://www.lawfran.com/wp-content/uploads/2023/12/Fran-Haasch-Headshot-Current-2021.webp) Fran Haasch Updated 6 months ago [ ![Tampa Bay Trial Lawyers Association](https://www.lawfran.com/wp-content/uploads/2023/12/tbtla-1.webp) ](https://www.tbtla.us) [ ![10 Best Attorney Client Satisfaction American Institute of Personal Injury Attorneys](https://www.lawfran.com/wp-content/uploads/2022/01/logo-4.png) ](https://www.aiopia.org) [ ![Avvo Rating 10.0 Superb](https://www.lawfran.com/wp-content/uploads/2022/01/avvo.png) ](https://www.avvo.com) [ ![Florida Justice Association Logo](https://www.lawfran.com/wp-content/uploads/2022/01/logo-5.png) ](https://www.myfja.org) [ ![elite Lawyers of America ELA](https://www.lawfran.com/wp-content/uploads/2022/01/logo-3.png) ](https://www.elitelawyer.com) [ ![National Alliance of Attorneys Distinguished Member logo](https://www.lawfran.com/wp-content/uploads/2022/01/distinguished-member-2020-1-300x256.png) ](https://naoatty.org) [ ![American Academy of Attorneys Top 100 2020](https://www.lawfran.com/wp-content/uploads/2022/01/AAOA-Top-100-2020-1-1-300x212.png) ](https://aaoaus.com/directory/categories/florida-top-100) [ ![American Association of Justice logo](https://www.lawfran.com/wp-content/uploads/2022/01/logo-2.png) ](https://www.justice.org) [ ![Multi-Million Dollar Advocates Forum](https://www.lawfran.com/wp-content/uploads/2022/01/logo-1.png) ](https://www.milliondollaradvocates.com) Table of Contents Our Case results [ $1,800,000 Car Accidents ](https://www.lawfran.com/blog/case-results/1800000-2/) [ $1,800,000 Car Accidents ](https://www.lawfran.com/blog/case-results/1800000/) [ $1,550,000 Car Accidents ](https://www.lawfran.com/blog/case-results/1550000/) [ $1,350,000 Car Accidents ](https://www.lawfran.com/blog/case-results/1350000/) [ $1,345,750 Car Accidents ](https://www.lawfran.com/blog/case-results/1345750/) [ $1,300,000 Car Accidents ](https://www.lawfran.com/blog/case-results/1300000-2/) [ $1,300,000 Car Accidents ](https://www.lawfran.com/blog/case-results/1300000/) [ $1,025,000 Car Accidents ](https://www.lawfran.com/blog/case-results/1025000-2/) [ $1,025,000 Car Accidents ](https://www.lawfran.com/blog/case-results/1025000/) [ $1,000,000 Car Accidents ](https://www.lawfran.com/blog/case-results/1000000-4/) [ $1,000,000 Car Accidents ](https://www.lawfran.com/blog/case-results/1000000-3/) [ $1,000,000 Car Accidents ](https://www.lawfran.com/blog/case-results/1000000-2/) [ $1,000,000 Car Accidents ](https://www.lawfran.com/blog/case-results/1000000/) [ $895,000 Car Accidents ](https://www.lawfran.com/blog/case-results/895000/) [ $800,000 Car Accidents ](https://www.lawfran.com/blog/case-results/800000/) [ $750,000 Car Accidents ](https://www.lawfran.com/blog/case-results/750000-3/) [ $750,000 Car Accidents ](https://www.lawfran.com/blog/case-results/750000-2/) [ $750,000 Car Accidents ](https://www.lawfran.com/blog/case-results/750000/) [ $700,000 Car Accidents ](https://www.lawfran.com/blog/case-results/700000-2/) [ $700,000 Car Accidents ](https://www.lawfran.com/blog/case-results/700000/) [ View All Results ](https://www.lawfran.com/case-results/) Our Practice Areas Testimonials Extremely attentive and considerate. Highly recommend them. When I got in my car accident they kept me up to date with everything didn’t have to be on top of them. Very professional. Thank you guys for all you help me with. Julie Rodriguez I was in a car accident a few years ago, they helped me through the process .Very professional and very generous toward the different charities that they help. I've gotten to know a lot of good people throughout the years that are affiliated with them. Thomas Scharf Attorney Fran Haasch was great in helping me with my medical bills and settling my case! They really cared about me and my family. I recommend them, if you have injuries from an automobile accident. Sofia Beshara Contact Us Today Free Consultation Call us Anytime 24/7 (727) 784-8191 Instagram This field is for validation purposes and should be left unchanged. Name(Required) First Last Email Phone(Required) Are You a New Client? Are You a New Client?Yes, I am a potential new client.No, I am a current existing client.I'm neither. Case Details(Required) Communication Consent I consent to receive calls and emails from Fran Haasch Law Group Accident & Injury Lawyers, including via automated technology, AI-assisted systems, and prerecorded messages, regarding my inquiry and related legal services. Consent is not a condition of services. [Disclaimer](https://www.lawfran.com/disclaimer-and-terms-of-use/) | [Privacy Policy](https://www.lawfran.com/privacy-policy/) SMS/Text Message Consent I consent to receive text messages from Fran Haasch Law Group Accident & Injury Lawyers at the phone number provided, including messages regarding my inquiry, case updates, and appointment reminders. Frequency may vary. Message & data rates may apply. Text HELP for assistance, reply STOP to opt out. Δ ## **What is Comprehensive Insurance?** Comprehensive insurance is one of the most important types of auto insurance coverage you can have to protect your vehicle. Although it is not required in Florida, it is always a good investment. Comprehensive insurance protects you from damage to your vehicle that is not caused by collisions, such as theft, vandalism, or natural disasters giving you peace of mind knowing that your vehicle is protected from damage that is out of your control. It is important to note that comprehensive car insurance coverage is different from collision car insurance coverage. Collision insurance covers damage to your vehicle caused by a collision and can help you pay for repairs. For maximum financial protection, having both coverages is the best option. ![What Is Comprehensive Insurance](https://www.lawfran.com/wp-content/uploads/2023/02/What-Is-Comprehensive-Insurance-1-1024x538.webp) ## **What Does Comprehensive Insurance Cover?** ![](https://lh5.googleusercontent.com/tyWakRKokIQPZ-6dgKSjaLVv6BR3uq3P0xbax7ZQZpb2AOXWukqG95xiL5ZdmBUYo-9O0jNSJREEdG8TTeaFlIvdDXW1iYOsH3XmTerMy0wZXpSdIfYJDeBYXvdtHvtr7ar1nDgO-Ryc5twJ) * * Vandalization * * Break-ins that cause damage * * Theft * * Cracks in your windshield caused by debris * * Natural disasters such as floods or hurricanes * * Damage from a fire or if your car catches on fire * * Damages caused by hitting an animal * * Damages caused by large hail or tree branches * * A rock hits your windshield and causes a large crack * * Civil disturbances such as riots that cause damage to your car This is not an exhaustive list, but it covers some of the more common risks covered by comprehensive auto insurance. ## Coverage Exclusions for Comprehensive Insurance While comprehensive insurance covers a wide range of risks, some exclusions are: * * Routine maintenance or oil changes * * Damage to your car from a collision * * Damage to another person’s vehicle from a collision * * Your ([or your passengers](https://www.lawfran.com/car-accident-lawyers/passenger-in-car-accident-in-florida/)‘) medical expenses after an accident * * Another driver’s medical expenses These are just a few examples. It’s important to read your automobile insurance policy carefully to understand what is and is not covered. To get coverage for these exclusions, you may need: * * [**Collision Insurance Coverage** ](https://www.lawfran.com/car-accident-lawyers/collision-insurance/)helps pay for damage to your car caused by a collision. * * [**Property** **Damage** **Liability**](https://www.lawfran.com/car-accident-lawyers/property-damage-liability-insurance/) is required in Florida and helps cover damage to another vehicle in an accident that you caused. * * **[Personal Injury Protection](https://www.lawfran.com/car-accident-lawyers/what-is-personal-injury-protection-insurance/)**, also required by Florida law, will help pay for a percentage of your medical expenses, lost wages, and other expenses up to your policy limit. * * **[Bodily Injury Liability](https://www.lawfran.com/car-accident-lawyers/bodily-injury-liability-coverage/)** helps cover medical expenses for injured parties in an accident where you are at fault. It will also help cover your legal fees and court costs, should they sue you. * * **[Medical Payment Coverage](https://www.lawfran.com/car-accident-lawyers/medical-payments-coverage-medpay/)** helps fill the gap between PIP and health insurance to ensure that your medical bills are paid up to a specific coverage limit. ## How To Get Comprehensive Insurance Coverage in Florida If you have a loan or lease on your vehicle, your lender will likely require you to carry comprehensive coverage. If you own your car, you have the option to add comprehensive coverage to your existing car insurance plan. If you’re interested in obtaining comprehensive insurance coverage, speaking with your insurance agent is the best place to start. They will be able to help you determine if this type of coverage is right for you. ## When Should I Purchase Comprehensive Insurance? If you’re looking for the most protection possible, you should purchase comprehensive insurance when you buy your car. This way, you’ll be protected from the start. If you already have a policy, you can add comprehensive coverage at any time. ## How Much Does Comprehensive Insurance Cost? The cost of comprehensive insurance varies depending on several factors, including the make and model of your car, your driving history, and where you live. In general, comprehensive insurance is fairly affordable. ### Coverage Deductibles When you purchase comprehensive coverage insurance, you will select a set deductible. Your deductible is the amount you pay out of pocket toward a covered claim. For example, if you choose a $500 deductible and a flood damages your car in a covered claim. If it costs $2,000 to repair your car, you pay your $500 deductible, and insurance would pay the remaining $1,500. ### Limits Comprehensive coverage has a maximum amount your policy will pay toward a covered claim. The limit on the coverage is typically the actual cash value of your vehicle. For example, if a fallen tree branch significantly damages your car, your insurance company would reimburse you for your car’s depreciated value, minus your deductible. If you want to replace your vehicle with a newer make and model, you would use the reimbursement from your insurer along with some of your own money. Remember that the comprehensive deductible and limit are separate from your policy’s collision deductible and limit. ## Hire a Lawyer to Represent You in a Florida Car Accident ![](https://lh3.googleusercontent.com/giHkogL3DH2V4QR0aTa-SuFH6ItACzbc0w1S2zHcxkaMXeGmhaCUkh4bwxW1VGqkBPaH6MXix04GlfopLjDePRXN_X5kvsV4sdOfjWh1WIk4E3mKwQE12j1M0veo_cO6dk1Q6m5RUz_U1PuW) At [The Fran Haasch Law Group](https://www.lawfran.com/), we are committed to fighting for your fair recovery. We strive to help injured individuals and the loved ones of those wrongfully killed secure the full, fair recovery they are owed. We offer dedicated legal representation for [car accident victims](https://www.lawfran.com/car-accident-lawyers/) and bicycle, rideshare, semi-truck, and motorcycle accident victims. If you feel you have been the victim of a car accident through no fault of your own. Our attorneys are prepared to help you navigate the legal process and work toward securing the maximum compensation you are owed. Call (727) 784-8191 or[ contact us online](https://www.lawfran.com/contact-us/) to get started on receiving maximum compensation for your personal injury case. ![](https://www.lawfran.com/wp-content/uploads/2023/12/fran-haasch.webp) INJURED IN FLORIDA? The Fran Haasch Law Group Is Here for You. Whether you’ve been hurt in a [motorcycle crash](https://www.lawfran.com/motorcycle-accident-lawyers/), [car accident](https://www.lawfran.com/car-accident-lawyers/), [truck collision](https://www.lawfran.com/truck-accident-lawyers/), or another serious incident, you deserve strong legal representation. Our experienced Florida [personal injury attorneys](https://www.lawfran.com/palm-harbor-personal-injury-lawyers/) will fight to protect your rights and help you recover the compensation you need. [ Schedule Your Free Consultation ](https://www.lawfran.com/contact-us/) Share this page Find an Office Near You Our Car Accident Locations At Fran Haasch Law Group Accident & Injury Lawyers, we’re proud to serve clients throughout the greater Tampa Bay area and beyond. With multiple offices across the region, our team is dedicated to making it easy for you to access experienced legal help close to home. Select a location below to learn more about the services available near you. Meet Our Attorneys ![fran-haasch.jpg](https://www.lawfran.com/wp-content/uploads/elementor/thumbs/fran-haasch-r9krkvoso3sdv1wow979xtqj4n68cn5nlpd31reujw.webp "fran-haasch.jpg") ## Francoise M. Haasch Founding Attorney Over 20 Years Experience * [ Personal Injury ](https://www.lawfran.com/palm-harbor-personal-injury-lawyers/) * [ Car Accidents ](https://www.lawfran.com/car-accident-lawyers/) * [ Motorcycle Accidents ](https://www.lawfran.com/motorcycle-accident-lawyers/) [ ![Multi Million Dollar Advocates Forum](https://www.lawfran.com/wp-content/uploads/2023/12/logo-1-2.png) ](https://nwtla.org/members/francoise-haasch-esq/) Lifetime Member [ ![Avvo Rating 10.0 Superb](https://www.lawfran.com/wp-content/uploads/2023/12/avvo-2.png) ](https://www.justice.org/) [ ![National Women Trial Lawyers Top 25](https://www.lawfran.com/wp-content/uploads/2023/12/66659356429853-e1760028480574.webp) ](https://nwtla.org/members/francoise-haasch-esq/) [ ![Best of the Best Attorneys Top 10 Personal Injury Attorney 2024](https://www.lawfran.com/wp-content/uploads/2024/04/best-of-the-best.webp) ](https://bestofthebestattorneys.org/best-attorneys/2024-best-attorneys/) [ ![2024 Attorney and Practice Magazine Personal Injury Law Attorney Badge](https://www.lawfran.com/wp-content/uploads/2024/02/award.webp) ](https://www.attorneyandpractice.com/) Known for extensive trial experience and consistent client advocacy across complex injury cases. [ Meet Francoise M. Haasch ](https://www.lawfran.com/attorneys/francoise-m-haasch/) ![joshua-lipton.jpg](https://www.lawfran.com/wp-content/uploads/elementor/thumbs/joshua-lipton-r9krl6yuy47tqdgb2e2srqw299mmx0efn96wt2y4h8.webp "joshua-lipton.jpg") ## Joshua R. Lipton Managing Attorney Over 20 Years Experience * [ Personal Injury ](https://www.lawfran.com/palm-harbor-personal-injury-lawyers/) * [ Car Accidents ](https://www.lawfran.com/car-accident-lawyers/) * [ Motorcycle Accidents ](https://www.lawfran.com/motorcycle-accident-lawyers/) [ ![Florida Justice Association](https://www.lawfran.com/wp-content/uploads/2023/12/logo-5-2.png) ](https://www.myfja.org) [ ![Tampa Bay Trial Lawyers Association 2025](https://www.lawfran.com/wp-content/uploads/2025/10/tbtla.png) ](https://www.tbtla.us) [ ![Avvo Rating 10.0 Superb](https://www.lawfran.com/wp-content/uploads/2023/12/avvo-2.png) ](https://www.justice.org/) [ ![Best of the Best Attorneys Top 10 Personal Injury Attorney 2024](https://www.lawfran.com/wp-content/uploads/2024/04/best-of-the-best.webp) ](https://bestofthebestattorneys.org/best-attorneys/2024-best-attorneys/) Recognized for consistent results and strong client advocacy in complex accident cases. [ Meet Joshua R. Lipton ](https://www.lawfran.com/attorneys/joshua-r-lipton/) ![david-fuller.jpg](https://www.lawfran.com/wp-content/uploads/elementor/thumbs/david-fuller-r9krlbo1wae9cf9hay3xm7pd86zgzhx3bwgc7gr5m4.webp "david-fuller.jpg") ## David R. Fuller Attorney Over 30 Years Experience * [ Personal Injury Litigation ](https://www.lawfran.com/palm-harbor-personal-injury-lawyers/) [ ![Tampa Bay Trial Lawyers Association 2025](https://www.lawfran.com/wp-content/uploads/2025/10/tbtla.png) ](https://www.tbtla.us) [ ![Avvo Rating 10.0 Superb](https://www.lawfran.com/wp-content/uploads/2023/12/avvo-2.png) ](https://www.justice.org/) [ ![10 Best Attorney Client Satisfaction American Institute of Personal Injury Attorneys](https://www.lawfran.com/wp-content/uploads/2020/05/logo-4.png) ](https://www.aiopia.org) [ ![Florida Justice Association](https://www.lawfran.com/wp-content/uploads/2023/12/logo-5-2.png) ](https://www.myfja.org) Secured more than a dozen seven-figure settlements for clients. [ Meet David R. Fuller ](https://www.lawfran.com/attorneys/david-r-fuller/) ![AllenPipkins](https://www.lawfran.com/wp-content/uploads/elementor/thumbs/AllenPipkins-r9kqgp36i2s3j69yjdwfugs4wn8cagmr2tctgwzqjw.webp "AllenPipkins") ## Allen J. Pipkins II Attorney Over 10 Years Experiece * [ Personal Injury ](https://www.lawfran.com/palm-harbor-personal-injury-lawyers/) * [ Wrongful Death ](https://www.lawfran.com/wrongful-death-attorneys/clearwater/) * [ Motorcycle Accidents ](https://www.lawfran.com/motorcycle-accident-lawyers/) [ ![Tampa Bay Trial Lawyers Association 2025](https://www.lawfran.com/wp-content/uploads/2025/10/tbtla.png) ](https://www.tbtla.us) [ ![Avvo Rating 10.0 Superb](https://www.lawfran.com/wp-content/uploads/2023/12/avvo-2.png) ](https://www.justice.org/) [ ![10 Best Attorney Client Satisfaction American Institute of Personal Injury Attorneys](https://www.lawfran.com/wp-content/uploads/2020/05/logo-4.png) ](https://www.aiopia.org) [ ![Florida Justice Association](https://www.lawfran.com/wp-content/uploads/2023/12/logo-5-2.png) ](https://www.myfja.org) Combines experience from both plaintiff-side injury firms and large insurance companies. [ Meet Allen J. Pipkins II ](https://www.lawfran.com/attorneys/david-r-fuller/) ![laura-smith.jpg](https://www.lawfran.com/wp-content/uploads/elementor/thumbs/laura-smith-r9krlffenmjemv40ozqfw6r7lqgxuac0of2a4klkx8.webp "laura-smith.jpg") ## Laura Smith Davies Attorney (Of Counsel) Almost 20 Years Experiece * [ Personal Injury ](https://www.lawfran.com/palm-harbor-personal-injury-lawyers/) * [ Wrongful Death ](https://www.lawfran.com/wrongful-death-attorneys/clearwater/) * [ Motorcycle Accidents ](https://www.lawfran.com/motorcycle-accident-lawyers/) [ ![Tampa Bay Trial Lawyers Association 2025](https://www.lawfran.com/wp-content/uploads/2025/10/tbtla.png) ](https://www.tbtla.us) [ ![Avvo Rating 10.0 Superb](https://www.lawfran.com/wp-content/uploads/2023/12/avvo-2.png) ](https://www.justice.org/) [ ![10 Best Attorney Client Satisfaction American Institute of Personal Injury Attorneys](https://www.lawfran.com/wp-content/uploads/2020/05/logo-4.png) ](https://www.aiopia.org) [ ![Florida Justice Association](https://www.lawfran.com/wp-content/uploads/2023/12/logo-5-2.png) ](https://www.myfja.org) Known for her versatile trial experience and leadership roles across multiple legal disciplines. [ Meet Laura Smith Davies ](https://www.lawfran.com/attorneys/laura-smith-davies/) Related Content Want to learn more about car accidents? Whether its how to prevent them or what to do once you’ve been in one, [our blog](https://www.lawfran.com/blog/) can help you gather the knowledge and information you need. ### [ Common Airbag Injuries in a Car Accident ](https://www.lawfran.com/car-accident-lawyers/airbag-injuries/) ### [ Chest Pain After a Car Accident ](https://www.lawfran.com/car-accident-lawyers/car-accident-injuries/chest-pain/) ### [ Seat Belt Bruises ](https://www.lawfran.com/car-accident-lawyers/seat-belt-bruises/) ### [ Shoulder Pain After a Car Accident ](https://www.lawfran.com/car-accident-lawyers/car-accident-injuries/shoulder-pain/) ### [ How Severe Can Whiplash Be? ](https://www.lawfran.com/car-accident-lawyers/whiplash-injury/how-severe-can-whiplash-be/) ### [ Delayed Whiplash Symptoms ](https://www.lawfran.com/car-accident-lawyers/whiplash-injury/delayed-whiplash-symptoms/) ### [ Shock After a Car Accident ](https://www.lawfran.com/car-accident-lawyers/car-accident-injuries/shock/) ### [ The Importance of Going to the Hospital After an Accident ](https://www.lawfran.com/car-accident-lawyers/importance-of-going-to-the-hospital/) [ ![](https://www.lawfran.com/wp-content/uploads/2024/11/iStock-994759404.webp) ](https://www.lawfran.com/blog/2022/05/what-about-my-rental-car/) ### [ What About My Rental Car? ](https://www.lawfran.com/blog/2022/05/what-about-my-rental-car/) May 8, 2022 Was your vehicle severely damaged in an auto accident? Are you wondering who is going to pay for your rental car? If you require a [ Read Full Post » ](https://www.lawfran.com/blog/2022/05/what-about-my-rental-car/) [ ![fran fights for you with car that rear ended another red car in background](https://www.lawfran.com/wp-content/uploads/2020/10/FranFights_FullCoverage.jpg) ](https://www.lawfran.com/blog/2022/05/how-do-i-get-reimbursed-for-lost-wages-and-medical-expenses-after-an-auto-accident/) ### [ How Do I Get Reimbursed for Lost Wages and Medical Expenses After an Auto Accident? ](https://www.lawfran.com/blog/2022/05/how-do-i-get-reimbursed-for-lost-wages-and-medical-expenses-after-an-auto-accident/) May 8, 2022 An auto accident can cause you to suffer serious injuries that might require medical treatment, including surgery, rehabilitation, and prescription medication. In some cases, the [ Read Full Post » ](https://www.lawfran.com/blog/2022/05/how-do-i-get-reimbursed-for-lost-wages-and-medical-expenses-after-an-auto-accident/) ### [ What Happens When Medicine Causes a Car Accident? ](https://www.lawfran.com/blog/2022/05/what-happens-when-medicine-causes-a-car-accident/) May 8, 2022 According to the Governors Highway Safety Association, 43.6 percent of fatally injured drivers in 2016 tested positive for drugs, and over half of those drivers [ Read Full Post » ](https://www.lawfran.com/blog/2022/05/what-happens-when-medicine-causes-a-car-accident/) ## Contact Us Today [ (727) 784-8191 ](tel:+17277848191) Our experienced attorneys are here to help you navigate your legal rights with confidence. X/Twitter This field is for validation purposes and should be left unchanged. Name(Required) First Last Email Phone(Required) Are You a New Client? Are You a New Client?Yes, I am a potential new client.No, I am a current existing client.I'm neither. Case Details(Required) Communication Consent I consent to receive calls and emails from Fran Haasch Law Group Accident & Injury Lawyers, including via automated technology, AI-assisted systems, and prerecorded messages, regarding my inquiry and related legal services. Consent is not a condition of services. [Disclaimer](https://www.lawfran.com/disclaimer-and-terms-of-use/) | [Privacy Policy](https://www.lawfran.com/privacy-policy/) SMS/Text Message Consent I consent to receive text messages from Fran Haasch Law Group Accident & Injury Lawyers at the phone number provided, including messages regarding my inquiry, case updates, and appointment reminders. Frequency may vary. Message & data rates may apply. Text HELP for assistance, reply STOP to opt out. Δ ```json {"@context":"https://schema.org","@graph":[{"@type":"LegalService","@id":"https://lawfran.com/#firm","name":"Fran Haasch Law Group Accident & Injury Lawyers","url":"https://www.lawfran.com/","telephone":"+1-727-274-9973","email":"info@lawfran.com","logo":"https://www.lawfran.com/wp-content/uploads/2024/02/FHLG-Tribal-Logo.png","image":"https://cdn-apmda.nitrocdn.com/veGEAYFvhpUBwRIBQsPfOwSYnsIxdPbu/assets/images/optimized/rev-2724e4f/www.lawfran.com/wp-content/uploads/2023/02/IMG_1563-copy-scaled-1-1024x768-1.jpeg","description":"Our personal injury lawyers represent victims of negligence in the Tampa Bay area. If you have been injured in an accident, let us help you recover losses.","foundingDate":"2000-09-01","address":{"@type":"PostalAddress","streetAddress":"36739 US Highway 19 N","addressLocality":"Palm Harbor","addressRegion":"FL","postalCode":"34684","addressCountry":"US"},"areaServed":[{"@type":"AdministrativeArea","name":"Florida"}],"contactPoint":{"@type":"ContactPoint","telephone":"+1-727-274-9973","contactType":"customer service"},"aggregateRating":{"@type":"AggregateRating","ratingValue":"5.0","bestRating":"5.0","ratingCount":"851"},"review":[{"@type":"Review","author":{"@type":"Person","name":"Dre D'Aiuto"},"reviewBody":"My husband and I were involved in a car accident just over a year ago and he told me about Fran Haasch Law group that he knew about through the motorcycle community. Being I've never been involved in a car accident or had any issue like that they immediately helped get me to the right medical help, and my car repaired. They were able to settle my case for a max limits from the person that hit us and my own uninsured motorist just over a year after the accident. And my husband's case was just recently settled again for near max limits. Highly recommend them for all your legal needs. Thanks, Andrea and Tom.","reviewRating":{"@type":"Rating","ratingValue":"5","bestRating":"5"},"datePublished":"2024-01-20"}],"knowsAbout":["Personal Injury Law","Motorcycle Accident Lawyer","Car Accident Lawyer","Medical Malpractice Lawyer","Truck Accident Lawyer","Traumatic Brain Injury Lawyer"],"sameAs":["https://www.facebook.com/LawFran/","https://x.com/attyfranhaasch","https://www.linkedin.com/in/lawfran"]},{"@type":"WebPage","@id":"https://lawfran.com/car-accident-lawyers/what-is-comprehensive-insurance","url":"https://lawfran.com/car-accident-lawyers/what-is-comprehensive-insurance","isPartOf":{"@id":"https://lawfran.com/#website"},"about":{"@id":"https://lawfran.com/#firm"}},{"@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https://lawfran.com/"},{"@type":"ListItem","position":2,"name":"Car Accident Lawyers","item":"https://lawfran.com/car-accident-lawyers"},{"@type":"ListItem","position":3,"name":"What Is Comprehensive Insurance","item":"https://lawfran.com/car-accident-lawyers/what-is-comprehensive-insurance"}]}]} ```