--- description: Call the Clearwater bicycle accident lawyers at The Fran Haasch Law Group for a free consultation if you've been injured in a bike accident. title: Clearwater Bicycle Accident Lawyer - Fran Haasch Law Group canonical: https://www.lawfran.com/bicycle-accidents/clearwater/ date_modified: 2026-07-05T13:24:02+00:00 practice_area: bicycle-accident --- - Clearwater Bicycle Accident Lawyer - Fran Haasch Law Group ** [Home](https://www.lawfran.com/) » [Florida Bicycle Accident Lawyer](https://www.lawfran.com/bicycle-accidents/) » Clearwater Bicycle Accident Lawyer # Clearwater Bicycle Accident Lawyer Last Updated: July 5, 2026 - Reading Time: 12 minutes trusted Content Legally Reviewed by: Fran Haasch Updated 2 months ago [![Tampa Bay Trial Lawyers Association](https://www.lawfran.com/wp-content/uploads/2023/12/tbtla-1.webp)](https://www.tbtla.us) [![10 Best Attorney Client Satisfaction American Institute of Personal Injury Attorneys](https://www.lawfran.com/wp-content/uploads/2022/01/logo-4.png)](https://www.aiopia.org) [![Avvo Rating 10.0 Superb](https://www.lawfran.com/wp-content/uploads/2022/01/avvo.png)](https://www.avvo.com) [![Florida Justice Association Logo](https://www.lawfran.com/wp-content/uploads/2022/01/logo-5.png)](https://www.myfja.org) [![elite Lawyers of America ELA](https://www.lawfran.com/wp-content/uploads/2022/01/logo-3.png)](https://www.elitelawyer.com) [![National Alliance of Attorneys Distinguished Member logo](https://www.lawfran.com/wp-content/uploads/2022/01/distinguished-member-2020-1-300x256.png)](https://naoatty.org) [![American Academy of Attorneys Top 100 2020](https://www.lawfran.com/wp-content/uploads/2022/01/AAOA-Top-100-2020-1-1-300x212.png)](https://aaoaus.com/directory/categories/florida-top-100) [![American Association of Justice logo](https://www.lawfran.com/wp-content/uploads/2022/01/logo-2.png)](https://www.justice.org) [![Multi-Million Dollar Advocates Forum](https://www.lawfran.com/wp-content/uploads/2022/01/logo-1.png)](https://www.milliondollaradvocates.com) Table of Contents Our Case results [$5,010,000 Motorcycle Accidents](https://www.lawfran.com/blog/case-results/5010000/) [$4,000,000 Motorcycle Accidents](https://www.lawfran.com/blog/case-results/4000000-3/) [$4,000,000 Motorcycle Accidents](https://www.lawfran.com/blog/case-results/4000000-2/) [$4,000,000 Catastrophic Injury, Personal Injury](https://www.lawfran.com/blog/case-results/4000000/) [$3,010,000 Motorcycle Accidents](https://www.lawfran.com/blog/case-results/3010000/) [$2,405,000 Motorcycle Accidents](https://www.lawfran.com/blog/case-results/2405000/) [$2,400,000 Motorcycle Accidents](https://www.lawfran.com/blog/case-results/2400000-2/) [$2,400,000 Motorcycle Accidents](https://www.lawfran.com/blog/case-results/2400000/) [$2,330,000 Motorcycle Accidents](https://www.lawfran.com/blog/case-results/2330000/) [$2,300,000 Medical Malpractice, Personal Injury](https://www.lawfran.com/blog/case-results/2300000/) [$1,800,000 Car Accidents](https://www.lawfran.com/blog/case-results/1800000-2/) [$1,800,000 Car Accidents](https://www.lawfran.com/blog/case-results/1800000/) [$1,600,000 Motorcycle Accidents](https://www.lawfran.com/blog/case-results/1600000/) [$1,550,000 Motorcycle Accidents](https://www.lawfran.com/blog/case-results/1550000-2/) [$1,550,000 Car Accidents](https://www.lawfran.com/blog/case-results/1550000/) [$1,500,000 Motorcycle Accidents](https://www.lawfran.com/blog/case-results/1500000-2/) [$1,500,000 Motorcycle Accidents](https://www.lawfran.com/blog/case-results/1500000/) [$1,494,446 Motorcycle Accidents](https://www.lawfran.com/blog/case-results/1494446/) [$1,400,000 Motorcycle Accidents](https://www.lawfran.com/blog/case-results/1400000-2/) [$1,400,000 Motorcycle Accidents](https://www.lawfran.com/blog/case-results/1400000/) [View All Results](https://www.lawfran.com/case-results/) Our Practice Areas Testimonials Extremely attentive and considerate. 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Frequency may vary. Message & data rates may apply. Text HELP for assistance, reply STOP to opt out. Submit Δ If you were injured in a bicycle accident in Clearwater, Florida, you generally have two years from the date of the crash to file a negligence lawsuit under [Fla. Stat. § 95.11](http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0000-0099/0095/Sections/0095.11.html) — and the at-fault driver’s insurer, and often your own auto policy’s PIP and UM coverage, may owe you compensation. The Fran Haasch Law Group represents injured cyclists throughout Clearwater and Pinellas County from its nearby Palm Harbor office. Bicycle accidents can result in severe injuries, often requiring extensive medical treatments and rehabilitation. If you or a loved one has been injured in a [bike accident](https://www.lawfran.com/bicycle-accidents/) in Clearwater, it’s crucial to seek the help of a dedicated attorney. Our Clearwater bicycle accident lawyers are committed to fighting for your rights, ensuring that those responsible are held accountable, and helping you pursue the compensation you may be entitled to for your pain, loss, and suffering. Contact the Fran Haasch Law Group today for a free consultation. ## How Common Are Bicycle Accidents in Florida? Bike accidents in Florida are, unfortunately, a common occurrence. The state’s year-round favorable weather and scenic routes make it a haven for cyclists, but these conditions also result in a higher rate of accidents than in less bike-friendly states. According to the National Highway Traffic Safety Administration, Florida consistently ranks as one of the states with the highest number of bicyclist deaths annually. Factors such as distracted driving, poor road infrastructure, and lack of adequate cycling lanes contribute to this alarming statistic. It’s crucial for cyclists to stay vigilant on the road and for drivers to respect cyclists’ space to mitigate these incidents. The trend is just as concerning close to home. FLHSMV crash data shows Pinellas County — home to Clearwater — recorded 824 bicycle crashes in 2025, an eight-year high and a 24% increase over 2018. Over the full 2018–2025 period, 5,098 bicycle crashes injured 4,782 cyclists and killed 95 in Pinellas County alone, with cyclist deaths more than doubling from 7 in 2018 to 15 in 2025. Popular routes like the [Pinellas Trail](https://www.lawfran.com/bicycle-accidents/pinellas-trail/) keep rider volumes high in Clearwater year-round. The chart and table below break down the county’s trend year by year, and we’ve taken a closer look at [why Pinellas County is becoming more dangerous for cyclists](https://www.lawfran.com/blog/2026/02/why-is-pinellas-county-becoming-more-dangerous-for-bicycles/). ### Clearwater & Pinellas County Bicycle Accident Statistics (2018–2025) Bicycle crashes in Pinellas County — home to Clearwater — climbed to an eight-year high of 824 in 2025**, up 24% from 2018. Injuries rose even faster to 790, and cyclist deaths more than doubled over the same period. Clearwater's flat, year-round-ridable roads keep cyclists on the road — and in harm's way. 2025 bicycle crashes 824 ▲ 24% vs. 2018Eight-year high Cyclists injured (2025) 790 ▲ 36% vs. 2018 Cyclist deaths (2025) 15 ▲ 114% vs. 2018More than doubled since 2018 Crashes & injuries by year Bicycle crashes Cyclist injuries - 015030045060075090020182019202020212022202320242025 824790 Cyclist fatalities by year 051015207108161313131520182019202020212022202320242025 | Year | Crashes | Injuries | Fatalities | | --- | --- | --- | --- | | 2018 | 662 | 583 | 7 | | 2019 | 513 | 477 | 10 | | 2020 | 518 | 494 | 8 | | 2021 | 546 | 504 | 16 | | 2022 | 578 | 553 | 13 | | 2023 | 652 | 624 | 13 | | 2024 | 805 | 757 | 13 | | 2025 | 824 | 790 | 15 | | 2018–2025 total | 5,098 | 4,782 | 95 | Source: Florida Department of Highway Safety and Motor Vehicles (FLHSMV) crash data, Pinellas County, 2018–2025. Compiled by the Fran Haasch Law Group. Last updated July 2026. ## What Are The Common Causes of Bicycle Accidents? Bike accidents are often caused by a variety of factors, many of which are preventable. Here are some of the most common causes: **Distracted Driving:** This is one of the leading causes of all types of accidents, including bicycle accidents. Drivers who are texting, eating, or otherwise not focusing on the road are a significant risk to cyclists. - **Failure to Yield:** Many bike accidents occur when drivers fail to yield to cyclists at intersections or when turning. - **[Dooring](https://www.lawfran.com/bicycle-accidents/dooring-accidents/):** This type of accident happens when a car door is opened into a cyclist’s path, causing them to crash. - **Poor Road Conditions:** Potholes, road debris, or poorly designed infrastructure can all contribute to bicycle accidents. - **Reckless Cycling:** Lastly, cyclists themselves can contribute to accidents by not following road rules, cycling while distracted, or not using proper safety equipment. [Florida’s bicycle laws](https://www.lawfran.com/bicycle-accidents/florida-bicycle-laws/) address several of these behaviors directly. Cyclists have the same rights to the roadway as motorists under [Fla. Stat. § 316.2065](http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0300-0399/0316/Sections/0316.2065.html), and drivers must leave at least three feet of clearance when passing a bicycle under [Fla. Stat. § 316.083](http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0300-0399/0316/Sections/0316.083.html). A driver who violates these rules and causes a crash can be held liable for the cyclist’s injuries, and Florida has strengthened penalties for drivers who injure [vulnerable road users](https://www.lawfran.com/blog/2024/08/new-law-protects-vulnerable-road-users/), including cyclists. It’s important for both cyclists and drivers to be aware of these common causes to prevent accidents and ensure safety on the roads. For a deeper look, see our full guide to the [causes of bicycle accidents](https://www.lawfran.com/bicycle-accidents/causes-of-bicycle-accidents/) in Florida. Riders on [electric bicycles](https://www.lawfran.com/bicycle-accidents/electric-bicycles/) face added risks and their own set of Florida rules. ## Why Are Bike Accidents Often More Dangerous Than Car Accidents? Most bicycle accidents are often more perilous than car accidents due to the lack of protection a bicycle affords in contrast to a vehicle. When a collision occurs, a cyclist’s body takes the brunt of the impact, leading to severe injuries or even fatalities. On the other hand, a car’s structure, seatbelts, and airbags provide a substantial degree of protection to its occupants. Additionally, the smaller size of bicycles can make them [less visible on the road](https://www.lawfran.com/bicycle-accidents/riding-a-bicycle-at-night/), increasing the likelihood of accidents. Cyclists are also more vulnerable to adverse road conditions and weather, factors that can exacerbate the risk of serious accidents. Therefore, it’s imperative that cyclists adhere to [safety measures](https://www.lawfran.com/blog/2024/07/bicycle-safety-tips/) such as wearing helmets and reflective clothing and that drivers remain vigilant and respectful of cyclists on the road. The local numbers bear this out: in the Pinellas County data above, roughly 96% of bicycle crashes from 2018 through 2025 resulted in an injury. ## What Should I Do If I Am in a Bicycle Accident? If you’re involved in a bicycle accident, following these steps can help you handle the situation effectively and protect your rights: - **Prioritize Safety:** Move to a safe location away from traffic if you can do so. - **Call Emergency Services:** Dial 911 to report the accident and request medical assistance if needed. A [crash report](https://www.lawfran.com/car-accident-lawyers/clearwater/how-to-get-a-clearwater-car-accident-report/) from the Clearwater Police Department or the Pinellas County Sheriff’s Office becomes core evidence in your claim. - **Document the Scene:** Use your phone to [take pictures](https://www.lawfran.com/blog/2022/05/5-tips-for-taking-effective-photos-of-a-vehicle-accident/) of the accident scene, your injuries, the other party’s vehicle, and any relevant road conditions. - **Get Witness Information:** If there are any witnesses, obtain their contact details for future reference. - **Exchange Information:** Make sure to get the name, contact information, and insurance details of the other party involved. - **Report the Accident:** Notify the police and your insurance company about the accident as soon as possible. - **Seek Medical Attention:** Even if your injuries seem minor, it’s important to get examined by a healthcare professional. This step is crucial not only for your health but also for documenting injuries related to your accident. It also matters legally: Florida’s PIP law requires treatment within 14 days of the crash to preserve no-fault medical benefits ([Fla. Stat. § 627.736](http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0600-0699/0627/Sections/0627.736.html)). - **Keep Records:** Save all medical bills and reports, receipts related to any treatment or repairs, and any communication with insurance companies or the other party. - **Consult a Lawyer:** If you’ve suffered serious injuries or if there are disagreements about who is at fault, it may be wise to consult with an experienced bicycle accident lawyer. Remember, every situation is unique, and this list should be considered a general guide, not an exhaustive list — our step-by-step guide on [what to do after a bicycle accident](https://www.lawfran.com/bicycle-accidents/what-to-do-after-a-bicycle-accident/) covers each of these steps in more depth. Always use your best judgment and consult with professionals as needed. ## How Long Do I Have to File a Bicycle Accident Lawsuit in Florida? For crashes occurring after March 24, 2023, Florida law gives you **two years** from the date of the accident to file a negligence lawsuit ([Fla. Stat. § 95.11](http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0000-0099/0095/Sections/0095.11.html), as amended by House Bill 837). [Wrongful death claims](https://www.lawfran.com/bicycle-accidents/killed-in-a-bicycle-accident/) also carry a two-year deadline. Claims involving government entities — a city vehicle, or a county-maintained road defect — require formal pre-suit notice under [Fla. Stat. § 768.28](http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0700-0799/0768/Sections/0768.28.html) with its own timelines. Missing a deadline almost always ends the claim permanently, which is why it’s important to have your case evaluated early. Our overview of [Florida’s personal injury statute of limitations](https://www.lawfran.com/florida-personal-injury-statute-of-limitations/) covers the exceptions in more detail. ## What is My Clearwater Bicycle Accident Case Worth? The value of a Clearwater bicycle accident case can vary widely, as it depends on several factors unique to each situation. Some of these factors include the severity and impact of the injuries you’ve sustained, the extent of your medical expenses, the financial losses you’ve encountered due to lost wages or reduced earning capacity, and the degree of pain and suffering experienced. Moreover, the determination of liability plays a significant role in the case’s value. If the other party is proven to be fully at fault, you may be entitled to a higher compensation. However, if you share some of the blame, the compensation might be reduced proportionately under [Florida’s modified comparative negligence law](https://www.lawfran.com/floridas-modified-comparative-negligence-law/) ([Fla. Stat. § 768.81](http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0700-0799/0768/Sections/0768.81.html)) — and a finding of more than 50% fault bars recovery entirely. To get a comprehensive understanding of what your case could be worth, it’s advisable to consult our Clearwater bicycle accident lawyers. They can provide professional guidance tailored specifically to your circumstances, helping to ensure you pursue the fair compensation you are entitled to. ## What Kind of Damages Can I Pursue After a Clearwater Bicycle Accident? - **Medical Expenses:** Costs related to immediate and future medical care, rehabilitation, or therapy. - **Lost Wages:** Compensation for lost income due to the inability to work during recovery. - **Pain and Suffering:** For physical discomfort and emotional distress caused by the accident. - **Loss of Enjoyment:** Compensation for the inability to enjoy hobbies or activities you previously participated in. - **Property Damage:** Costs for repairing or replacing your bicycle and any other damaged personal items. - **Wrongful Death Damages:** Where a crash is fatal, surviving family members may pursue a claim under [Florida’s Wrongful Death Act](https://www.lawfran.com/wrongful-death-attorneys/clearwater/). ## Representing Clearwater Bicycle Accident Victims Since 2001 The Fran Haasch Law Group has represented injured Floridians in Pinellas County since 2001. Our team of Clearwater bicycle accident attorneys handles cases involving driver negligence, such as distracted driving, failure to yield, and dooring. We also tackle cases where poor road conditions or faulty bicycle equipment led to the accident. Our attorneys have extensive experience representing victims who have faced severe injuries, loss of income, and emotional distress due to such unfortunate incidents. Founding attorney [Fran Haasch](https://www.lawfran.com/attorneys/francoise-m-haasch/) has been a member of The Florida Bar since 2000 and is a lifetime member of the Multimillion Dollar Advocates Forum. Beyond bicycle claims, the firm represents clients in [Clearwater car accidents](https://www.lawfran.com/car-accident-lawyers/clearwater/), [motorcycle accidents](https://www.lawfran.com/motorcycle-accident-lawyers/clearwater/), and [pedestrian accidents](https://www.lawfran.com/pedestrian-accident-lawyer/clearwater/) throughout Pinellas County. ## How The Fran Haasch Law Group Can Help At The Fran Haasch Law Group, we provide comprehensive services to assist our clients in their bicycle accident claims, including: **Thorough Case Evaluation:** We conduct a meticulous review of your case, gathering all necessary evidence and details to build a strong claim. **Legal Advice and Guidance:** Our team offers experienced legal guidance on navigating the legal landscape of bicycle accidents, educating you on your rights and legal options. **Negotiation with Insurance Companies:** We handle all communications with insurance companies, ensuring that your interests are protected and that you can pursue fair compensation. **Representation in Court:** If negotiation fails, we stand ready to represent you in court, advocating tirelessly on your behalf. **No Upfront Fees:** We operate on a contingency fee basis, meaning you pay nothing unless we win your case. Our goal is to alleviate the stress and burden of the legal process so you can focus on your recovery. Reach out to The Fran Haasch Law Group today for a free consultation with a bicycle accident lawyer, and let us fight for the justice you deserve. ## How Do You Prove Negligence in Bicycle Accident Cases? Proving negligence in a bicycle accident largely revolves around the legal principle of “duty of care.” This refers to the responsibility every driver has to act in a manner that does not put others at unnecessary risk. To establish that the other party was negligent, you must demonstrate that: - The driver had a duty of care towards you, the cyclist. - The driver breached that duty of care by acting or failing to act in a certain way. - This breach directly led to the accident. - You suffered injuries as a result of the accident. Documenting the scene of the bike accident, gathering witness testimonies, obtaining police reports, and seeking professional legal guidance are crucial steps in proving negligence. In some cases, reconstructing the accident with the assistance of accident reconstruction professionals may also be necessary. It’s also essential to note that under Florida’s modified comparative negligence law ([Fla. Stat. § 768.81](http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0700-0799/0768/Sections/0768.81.html)), if a party is determined to be more than 50% responsible for their own harm, they will be barred from receiving any compensation for their damages. This puts a greater weight on the victim to prove the other party’s liability of over 50%, which is why it’s critical to have a competent personal injury attorney advocating for you throughout the process. ## Does Florida’s No-Fault (PIP) Insurance Cover Cyclists? Often, yes — and many injured riders don’t realize it. If you are struck by a motor vehicle while riding a bicycle, you can generally claim [personal injury protection benefits](https://www.lawfran.com/car-accident-lawyers/what-is-personal-injury-protection-insurance/) under your own auto policy, or under a policy belonging to a relative who lives with you, even though you weren’t in a car ([Fla. Stat. § 627.736](http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0600-0699/0627/Sections/0627.736.html)). PIP pays 80% of reasonable medical expenses up to $10,000, subject to the [14-day treatment requirement](https://www.lawfran.com/blog/2022/05/florida-pip-insurance-limits-making-a-claim-to-only-14-days/) and emergency-medical-condition rules. For injuries beyond PIP limits, the claim shifts to the at-fault driver’s bodily injury coverage — and, where that driver is uninsured or underinsured, to your own UM/UIM coverage. ## Does Not Wearing a Helmet Hurt My Bicycle Accident Case? Under Florida law, no. Riders under 16 are required to wear a helmet ([Fla. Stat. § 316.2065(3)(d)](http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0300-0399/0316/Sections/0316.2065.html)), but the same statute expressly provides that the failure to wear a helmet **may not be considered evidence of negligence or contributory negligence** (§ 316.2065(18)). In practice, insurers sometimes still try to use helmet non-use to pressure claimants into lower settlements. The statute is clear, and an attorney can hold the adjuster to it. ## What If the Driver Fled the Scene or Was Uninsured? [Hit-and-run](https://www.lawfran.com/car-accident-lawyers/hit-and-run-accident/) and uninsured-driver crashes are common in bicycle cases, and they don’t end the claim. Your own [uninsured/underinsured motorist (UM/UIM) coverage](https://www.lawfran.com/car-accident-lawyers/underinsured-uninsured-motorists/) — or a resident family member’s — can stand in for the missing driver’s insurance and cover medical expenses, lost wages, and pain and suffering. UM claims are still adversarial: your own insurer evaluates the claim the way an opposing carrier would. Report the crash to law enforcement immediately, and treat the UM claim with the same care as a claim against an at-fault driver. ## How Do I Protect Myself When an Insurance Company Denies My Claim? If an insurance company denies your claim after a bicycle accident, it’s crucial to safeguard your rights and interests. Here are some steps to consider: **Understand the Reason for Denial:** Insurers must provide a valid reason when denying a claim. It could be due to non-covered circumstances, lapse in policy, or insufficient evidence. By understanding the reason, you can determine your next course of action. **Consult a Lawyer:** Engage an experienced bicycle accident lawyer. They can review the denial, guide you on the legal implications, and devise a strategy for appeal if appropriate. **Appeal the Decision:** If your lawyer deems it appropriate, you can file an appeal against the denial. This process involves submitting additional evidence or refuting the reasons provided by the insurer. **Document Everything:** Maintain detailed records of all communications with the insurance company, including denial letters, phone calls, and emails. This documentation can be invaluable during the appeal process or potential legal proceedings. **Consider Legal Action:** If the appeal is unsuccessful, you may choose to file a lawsuit against the insurance company for bad faith denial of your personal injury claim. Consult with your Clearwater bicycle accident lawyer to understand the viability and potential benefits of such a move. Remember, each situation is unique, and it’s crucial to seek professional guidance when dealing with claim denials. Our guide on [how to claim insurance after a bicycle accident](https://www.lawfran.com/bicycle-accidents/how-to-claim-insurance/) walks through the process from the start. With the right assistance, you can navigate this complex process and strive to secure the compensation you may be entitled to. ## What Are Common Bicycle Accident Injuries? Bicycle accidents can result in a [variety of injuries](https://www.lawfran.com/bicycle-accidents/bicycle-accident-injuries/), some of which include: **Head Injuries:** These can range from minor concussions to serious [traumatic brain injuries](https://www.lawfran.com/bicycle-accidents/bicycle-accident-injuries/brain/). Wearing a helmet can mitigate the risk but not completely eliminate it. **Facial Injuries:** These can include dental fractures, broken nose, and facial lacerations. **Spinal Cord Injuries:** Accidents can cause disk herniation, spinal fractures, or even paralysis. **Bone Fractures:** Cyclists often break bones in their arms, legs, or collarbone in an attempt to break their fall. **Soft Tissue Injuries:** Sprains, strains, and contusions are common, particularly in minor accidents. **Internal Injuries:** These can include internal bleeding or organ damage, which may not be immediately obvious. **Psychological Trauma:** Not all injuries are physical. A serious accident can lead to conditions like post-traumatic stress disorder (PTSD). It is essential to seek immediate medical attention after a bicycle accident, even if the injuries appear minor. Some injuries may not show symptoms right away but can have serious long-term consequences if not properly treated. ## Clearwater Bicycle Accident FAQs ### How long do I have to file a bicycle accident lawsuit in Florida? Generally two years from the date of the crash for accidents occurring after March 24, 2023, under Fla. Stat. § 95.11. Wrongful death claims also have a two-year deadline, and claims against government entities require earlier pre-suit notice under § 768.28. An attorney can confirm the exact deadline that applies to your crash. ### Do I still have a case if I wasn’t wearing a helmet? Yes, you may. Florida law expressly prohibits using helmet non-use as evidence of negligence or contributory negligence in a civil case (Fla. Stat. § 316.2065(18)). Helmets are only legally required for riders under 16. If an adjuster suggests your claim is worth less because you weren’t wearing a helmet, the statute says otherwise. ### Does my car insurance cover me if I’m hit while riding my bike? Usually, yes. Florida PIP coverage applies when a motor vehicle strikes you as a cyclist or pedestrian, through your own auto policy or a resident relative’s. PIP pays 80% of covered medical expenses up to $10,000 if you seek treatment within 14 days. Your UM/UIM coverage may also apply if the driver is uninsured or fled. ### Can I recover compensation if the crash was partly my fault? Yes, as long as you were not more than 50% at fault. Under Florida’s modified comparative negligence rule (Fla. Stat. § 768.81), your recovery is reduced by your percentage of fault, and a finding above 50% bars recovery entirely. How fault is documented and argued matters enormously in bicycle cases. ### What does a Clearwater bicycle accident lawyer cost? The Fran Haasch Law Group handles bicycle accident cases on a contingency-fee basis: the consultation is free, and you pay no attorney’s fees unless the firm recovers compensation for you. Fee terms are explained in writing before any representation begins, so there are no surprises. ### What if the driver who hit me took off? Report the hit-and-run to police immediately, then look to your own uninsured motorist (UM) coverage or a household member’s policy. UM coverage can pay medical expenses, lost wages, and pain and suffering when the at-fault driver can’t be identified or has no insurance. An attorney can identify every policy that may apply. ## Contact Your Clearwater Bicycle Accident Lawyers at The Fran Haasch Law Group The repercussions of a bicycle accident can be devastating, leaving you with physical injuries, emotional trauma, and financial burdens. You don’t have to face these challenges alone. The Fran Haasch Law Group, with our team of experienced attorneys, is here to help. We advocate for your rights, handle negotiations, and fight for fair compensation on your behalf. If you or a loved one has been involved in a bicycle accident, don’t hesitate to reach out to us. [Contact The Fran Haasch Law Group today](https://www.lawfran.com/contact-us/), your trusted Clearwater bicycle accident attorneys, and let us guide you through this challenging time. Our reliable staff works 24 hours a day, 7 days a week to meet your needs. The information on this page is provided for general educational purposes and is not legal advice. Reading this page does not create an attorney-client relationship with The Fran Haasch Law Group. Every case is different and must be evaluated on its own facts. The Fran Haasch Law Group is a personal injury law firm with its principal office in Palm Harbor, Florida, serving clients throughout Clearwater, Pinellas County, and the Tampa Bay area. INJURED IN FLORIDA? The Fran Haasch Law Group Is Here for You. Whether you’ve been hurt in a [motorcycle crash](https://www.lawfran.com/motorcycle-accident-lawyers/), [car accident](https://www.lawfran.com/car-accident-lawyers/), [truck collision](https://www.lawfran.com/truck-accident-lawyers/), or another serious incident, you deserve strong legal representation. Our experienced Florida [personal injury attorneys](https://www.lawfran.com/palm-harbor-personal-injury-lawyers/) will fight to protect your rights and help you recover the compensation you need. [Schedule Your Free Consultation](https://www.lawfran.com/contact-us/) Share this page Find an Office Near You Our Personal Injury Locations At Fran Haasch Law Group Accident & Injury Lawyers, we’re proud to serve clients throughout the greater Tampa Bay area and beyond. With multiple offices across the region, our team is dedicated to making it easy for you to access experienced legal help close to home. Select a location below to learn more about the services available near you. Meet Our Attorneys ![fran-haasch.jpg](https://www.lawfran.com/wp-content/uploads/elementor/thumbs/fran-haasch-r9krkvoso3sdv1wow979xtqj4n68cn5nlpd31reujw.webp) ## Francoise M. Haasch Founding Attorney Over 20 Years Experience - [Personal Injury](https://www.lawfran.com/palm-harbor-personal-injury-lawyers/) - [Car Accidents](https://www.lawfran.com/car-accident-lawyers/) - [Motorcycle Accidents](https://www.lawfran.com/motorcycle-accident-lawyers/) [![Multi Million Dollar Advocates Forum](https://www.lawfran.com/wp-content/uploads/2023/12/logo-1-2.png)](https://nwtla.org/members/francoise-haasch-esq/) Lifetime Member [![Avvo Rating 10.0 Superb](https://www.lawfran.com/wp-content/uploads/2023/12/avvo-2.png)](https://www.justice.org/) [![National Women Trial Lawyers Top 25](https://www.lawfran.com/wp-content/uploads/2023/12/66659356429853-e1760028480574.webp)](https://nwtla.org/members/francoise-haasch-esq/) [![Best of the Best Attorneys Top 10 Personal Injury Attorney 2024](https://www.lawfran.com/wp-content/uploads/2024/04/best-of-the-best.webp)](https://bestofthebestattorneys.org/best-attorneys/2024-best-attorneys/) [![2024 Attorney and Practice Magazine Personal Injury Law Attorney Badge](https://www.lawfran.com/wp-content/uploads/2024/02/award.webp)](https://www.attorneyandpractice.com/) Known for extensive trial experience and consistent client advocacy across complex injury cases. [Meet Francoise M. Haasch](https://www.lawfran.com/attorneys/francoise-m-haasch/) ![joshua-lipton.jpg](https://www.lawfran.com/wp-content/uploads/elementor/thumbs/joshua-lipton-r9krl6yuy47tqdgb2e2srqw299mmx0efn96wt2y4h8.webp) ## Joshua R. Lipton Managing Attorney Over 20 Years Experience - [Personal Injury](https://www.lawfran.com/palm-harbor-personal-injury-lawyers/) - [Car Accidents](https://www.lawfran.com/car-accident-lawyers/) - [Motorcycle Accidents](https://www.lawfran.com/motorcycle-accident-lawyers/) Recognized for consistent results and strong client advocacy in complex accident cases. [Meet Joshua R. Lipton](https://www.lawfran.com/attorneys/joshua-r-lipton/) ![david-fuller.jpg](https://www.lawfran.com/wp-content/uploads/elementor/thumbs/david-fuller-r9krlbo1wae9cf9hay3xm7pd86zgzhx3bwgc7gr5m4.webp) ## David R. Fuller Attorney Over 30 Years Experience - [Personal Injury Litigation](https://www.lawfran.com/palm-harbor-personal-injury-lawyers/) Secured more than a dozen seven-figure settlements for clients. [Meet David R. Fuller](https://www.lawfran.com/attorneys/david-r-fuller/) ![AllenPipkins](https://www.lawfran.com/wp-content/uploads/elementor/thumbs/AllenPipkins-r9kqgp36i2s3j69yjdwfugs4wn8cagmr2tctgwzqjw.webp) ## Allen J. Pipkins II Attorney Over 10 Years Experiece - [Personal Injury](https://www.lawfran.com/palm-harbor-personal-injury-lawyers/) - [Wrongful Death](https://www.lawfran.com/wrongful-death-attorneys/clearwater/) - [Motorcycle Accidents](https://www.lawfran.com/motorcycle-accident-lawyers/) Combines experience from both plaintiff-side injury firms and large insurance companies. [Meet Allen J. Pipkins II](https://www.lawfran.com/attorneys/david-r-fuller/) ![laura-smith.jpg](https://www.lawfran.com/wp-content/uploads/elementor/thumbs/laura-smith-r9krlffenmjemv40ozqfw6r7lqgxuac0of2a4klkx8.webp) ## Laura Smith Davies Attorney (Of Counsel) Almost 20 Years Experiece - [Personal Injury](https://www.lawfran.com/palm-harbor-personal-injury-lawyers/) - [Wrongful Death](https://www.lawfran.com/wrongful-death-attorneys/clearwater/) - [Motorcycle Accidents](https://www.lawfran.com/motorcycle-accident-lawyers/) Known for her versatile trial experience and leadership roles across multiple legal disciplines. [Meet Laura Smith Davies](https://www.lawfran.com/attorneys/laura-smith-davies/) Related Content Want to learn more about car accidents? Whether its how to prevent them or what to do once you’ve been in one, [our blog](https://www.lawfran.com/blog/) can help you gather the knowledge and information you need. ### [Bradenton Personal Injury Lawyer](https://www.lawfran.com/bradenton-personal-injury-lawyer/) ### [Lakeland Personal Injury Lawyer](https://www.lawfran.com/lakeland-personal-injury-lawyers/) ### [Personal Injury Attorney Sarasota](https://www.lawfran.com/sarasota-personal-injury-lawyers/) ### [Tampa Personal Injury Lawyer](https://www.lawfran.com/tampa-personal-injury-lawyers/) ### [Wesley Chapel Personal Injury Lawyer](https://www.lawfran.com/wesley-chapel-personal-injury-lawyers/) ### [New Port Richey Personal Injury Lawyer](https://www.lawfran.com/new-port-richey-personal-injury-lawyers/) ### [Brandon Personal Injury Lawyer](https://www.lawfran.com/brandon-personal-injury-lawyers/) ### [Pinellas Park Personal Injury Lawyer](https://www.lawfran.com/pinellas-park-personal-injury-lawyer/) ### [Should I Speak to the Insurance Company About My Injuries?](https://www.lawfran.com/blog/2019/06/should-i-speak-to-the-insurance-company-about-my-injuries/) June 10, 2019 After being injured in an accident, one of the first calls you receive will come from the other party’s insurance company. Their job is to [Read Full Post »](https://www.lawfran.com/blog/2019/06/should-i-speak-to-the-insurance-company-about-my-injuries/) [![fran fights for you with car that rear ended another red car in background](https://www.lawfran.com/wp-content/uploads/2020/10/FranFights_FullCoverage.jpg)](https://www.lawfran.com/blog/2022/05/how-do-i-get-reimbursed-for-lost-wages-and-medical-expenses-after-an-auto-accident/) ### [How Do I Get Reimbursed for Lost Wages and Medical Expenses After an Auto Accident?](https://www.lawfran.com/blog/2022/05/how-do-i-get-reimbursed-for-lost-wages-and-medical-expenses-after-an-auto-accident/) May 8, 2022 An auto accident can cause you to suffer serious injuries that might require medical treatment, including surgery, rehabilitation, and prescription medication. In some cases, the [Read Full Post »](https://www.lawfran.com/blog/2022/05/how-do-i-get-reimbursed-for-lost-wages-and-medical-expenses-after-an-auto-accident/) ### [How An Accident Can Affect Your Mental Health](https://www.lawfran.com/blog/2022/05/how-an-accident-can-affect-your-mental-health/) May 11, 2022 No one ever expects to be in an accident, but it can happen to anyone. If you are involved in a car accident, it can [Read Full Post »](https://www.lawfran.com/blog/2022/05/how-an-accident-can-affect-your-mental-health/) ## Contact Us Today [(727) 784-8191](tel:+17277848191) Our experienced attorneys are here to help you navigate your legal rights with confidence. 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