Have You Been Injured in a Car Accident in Pasco County?
If the answer is yes, you probably have a lot of questions regarding what to do next. First, call the police and get medical care. Some injuries might not be apparent but can still be very dangerous. Traumatic brain injuries and internal bleeding are examples of injuries you cannot always see. There is also a chance you could be in shock. Therefore, it’s better to be safe and get examined by a doctor.
Then call the New Port Richey, FL, car accident lawyers at The Fran Haasch Law Group for a free evaluation. The sooner you call after a car accident, the better your chances of receiving the total compensation you deserve. Our personal injury lawyers will answer all your questions, explain your rights, and deal with the insurance companies. We’re here to handle the details of your case so you can concentrate on healing.
“This law office handled every detail of my auto accident. My only job was to heal. Very thankful for this law group. I would recommend them to anyone who has suffered an auto or motorcycle accident.” — Laurel Byers
Pasco County Auto Accident Statistics
Pasco County attracts a lot of residents and visitors and, therefore, has busy roads. Unfortunately, more traffic results in increased accidents. The Florida Department of Highway Safety and Motor Vehicles (FLHSMV) reported 8,152 motor vehicle crashes in Pasco County in 2021. Those accidents resulted in 106 deaths and 7,597 injuries. So please take your time and do not drive while impaired or distracted.
If you get into a car accident in the New Port Richey area, call our offices at (727) 784-8191 to schedule a free case evaluation with an experienced Pasco County lawyer. We do not charge clients any initial fees, and you only pay if we successfully recover compensation for you.
Steps to Take at the Crash Scene
You, or someone with you who is able, should take the following steps after a crash:
- Call the police
- Get medical help
- Document the scene with photos or videos
- Get contact information of all drivers
- Get insurance information of all drivers
- Write down witness contact information
- Stay until police finish their investigation
- Call your car accident attorney
Why You Need a Car Accident Attorney
Insurance companies do not want to give you fair compensation. They do not want to part with their money. Therefore, they will use several tactics to provide you with less than you’re entitled to or try to pay you nothing at all. It will help to have someone experienced with car accidents and insurance companies on your side.
Our lawyers have seen all the ways insurance companies and opposing counsel try to take advantage of the victim. The Fran Haasch Law Group will help you receive the total compensation you deserve. Put our 20 years of knowledge and success to work for you.
Tactics an Insurance Company Might Try
- The other driver’s insurance company might call right away to get you to say you’re OK. They may seem concerned; however, they’ll often use the information against you. Therefore, it’s better to talk to a car accident attorney before talking to the insurance company.
- The insurance company might encourage you to quickly accept a less than optimal settlement before fully understanding the extent of damages you suffered. Some types of injuries, like neck injuries, do not show up immediately. It is better to get thoroughly examined by a physician and talk through your crash with a New Port Richey car accident attorney before working on any settlement.
- Or they might take excessive time to process your claim, hoping you will accept any low amount they finally offer.
- They might tell you that certain damages are not covered when they should be.
- Insurance companies might request that you authorize them to have access to your medical records. Then they’ll use the information against you and possibly say injuries you have from the crash were pre-existing.
- An insurance company might pressure you to sign paperwork before you have the opportunity to talk to a lawyer.
- They will discourage you from hiring a lawyer who can tell you what your rights are.
What Should I Do When an Insurance Company Contacts Me?
Do not answer questions from the insurance company, give a recorded statement, or sign paperwork without consulting a car accident lawyer. Experienced car accident lawyers are used to dealing with insurance companies. Also, auto policies can be complicated. An attorney accustomed to reading auto policies in New Port Richey, Florida, can fully understand your coverage and rights.
Our Attorneys Do Not Back Down
Lawyers at The Fran Haasch Law Group have a reputation of not backing down to big insurance companies. As a result, opposing counsel and big companies know we will not accept an unfair offer. We also have extensive experience representing New Port Richey residents in motor vehicle accident cases.
Personal Injury Car Accident Cases Can Be Complex
What makes auto accident cases with injuries so complex? For example, a car crash might involve one or several individuals with personal injury cases. In addition, the cause of the accident could involve several factors. For example, the extent of the injuries suffered; also, determining who is responsible for the damages.
Our Car Accident Lawyers Are Thorough
The Fran Haasch Law Group looks at all the factors related to the accident. Our personal injury lawyers keep you updated and explain every detail along the way. The following are types of evidence our car accident attorneys examine when working on your Port Richey car accident case:
- Police reports
- Witness statements
- Medical records
- Physician statements
- Vehicle maintenance records
- Proof of damages
- Video footage
In addition, our attorneys work with accident reconstruction specialists to recreate the scene.
HOW MUCH IS MY PORT RICHEY AUTO ACCIDENT INJURY CASE WORTH?
Every accident is unique. Motor vehicle accidents alter each victim’s life differently. An experienced New Port Richey auto accident lawyer will evaluate each detail and look at how your accident affects your life. Lawyers from our law firm know Florida laws and car accident victim’s rights. Below are some factors that lawyers will use to determine how much your car accident claim is worth:
- How severe are the injuries you suffered from your accident?
- What is the amount of related medical bills that you’ve incurred?
- Will you require ongoing medical treatment or equipment for your crash-related injuries? What are the estimated costs of that care?
- Has the accident and the chronic effects of the crash affected you mentally and emotionally?
- Has the crash affected your ability to work? Are you able to return to the same job, or will you have to learn a new skill? Will you be able to make the income you need to be able to support your family?
- Do you need someone to help you with activities of daily living that you were able to complete previously? These tasks include bathing, dressing, driving, caring for your children, and more.
- Has your injury affected your ability to participate in or enjoy aspects of your life?
- What are your total out-of-pocket costs related to the accident?
- What are the applicable insurance limits and/or available assets?
The greater your accident has affected the above factors, the more your case is probably worth. However, it is crucial to have an experienced car accident lawyer on your side to make sure that you maximize your recovery.
Our New Port Richey Car Accident Lawyers Fight for the Most Compensation Possible
Our knowledgeable Port Richey car accident attorneys will make sure you receive the total compensation you deserve. If both parties cannot reach a fair settlement outside of court, we will take your case to trial. As a result, the Fran Haasch Law Group has recovered millions in payment for car accident victims.
Fran Haasch, our founding attorney, is a Lifetime Member of the Multimillion Dollar Advocates Forum. She is also a member of the Elite Lawyers of America, a group of trial lawyers who have obtained a settlement or verdict of $2 million or greater.
What Damages Can You Claim in Florida Car Accident Cases?
Economic damages are financial losses due to an accident. These damages include current and future lost wages and benefits, current and future medical bills, and property damages to your vehicle due to your accident.
The purpose of non-economic damages is to cover losses that are not financial but significantly alter your quality of life due to the accident. These damages may include physical and mental pain and suffering, emotional distress, and loss of enjoyment in activities that previously brought you joy. An additional type of non-economic damage is the loss of consortium. This term refers to the loss of the benefits of married and parental life.
How Does Florida Law Determine Pain and Suffering?
Pain and suffering can be subjective and personal to each individual. Therefore, it isn’t easy to calculate the amount to award.
The court examines several factors to determine the extent of pain and suffering damages, such as the following:
- Age of the victim
- Severity of the injury
- Current and future medical treatment and therapy required
- Pre-existing conditions
- Economic loss due to the accident
Under certain circumstances, a victim might seek punitive damages when it is necessary to punish the defendant for harmful behaviors and prevent others from being injured by similar acts.
What if the Individual Who Caused the Accident Is Uninsured or Underinsured?
Auto insurance coverage requirements are very limited in Florida. Under Florida law, for a driver to operate a car, they are only required to maintain $10,000 in both personal injury protection (PIP) benefits and Property Damage Liability. PIP benefits work like health and/or disability insurance. However, under most circumstances, PIP policies will not pay out to third parties. Therefore, if you are the victim of an accident, you may only be covered up to $10,000 from your own PIP coverage. Unfortunately, $10,000 is most likely not enough to cover your medical bills and/or lost wages due to an accident.
When the at-fault driver only has basic coverage, you will only receive minimal compensation for your damages. Unfortunately, it is entirely legal to drive underinsured in the state of Florida.
On March 26, 2021, The Orlando Sentinel reported that more than 20.4% of Florida drivers are uninsured. That means that if you get in an accident in New Port Richey, Florida, there is a 1 in 5 chance that the other driver does not have any auto insurance. The national average of uninsured drivers is 12.9%. Therefore, when driving in Florida, you have an increased risk of being involved in an auto accident with an uninsured driver.
When you are hit by an uninsured driver or involved in a hit-and-run accident, your chances of receiving compensation for damages decrease even more. The FLHSMV website reported 1,916 hit-and-run accidents in Pasco County in 2021. Those hit-and-run accidents resulted in 4 fatalities and 765 injuries.
Can I Sue An Uninsured Driver?
A driver caught in an accident without insurance will face the consequences. The driver could lose their license and have to pay a series of penalties or fines. Victims involved in car accidents with uninsured drivers have the right to sue uninsured motorists for personal injury; however, these types of cases usually drag on in court. In addition, most drivers who cannot afford ongoing insurance policies will also be unable to provide financial resources to someone injured in an accident.
How Do I Protect Myself Financially?
Since there are so many underinsured or uninsured drivers in Florida, you need to protect yourself financially. Learn about the kinds of auto policies available to you in Florida. You need to look out for yourself and get the most protection you can afford. Even though it is not fair to the victim, many at-fault drivers do not have the coverage required to pay their expenses.
You can purchase certain types of coverage to ensure that your family stays protected if you have an accident with an uninsured motorist. In addition, these types of policies make it possible for you to deal with your own insurance company for coverage that the other uninsured driver’s coverage would have covered.
Uninsured/Underinsured (UM) Motorist Coverage in Florida
UM covers you for your bodily injury caused by a hit-and-run driver or an at-fault driver without any/enough auto liability insurance. Though not required in Florida, UM coverage is an excellent way to protect yourself financially in the event of an accident.
How Do I Find the Best Auto Insurance Rates?
The Florida Office of Insurance Regulation (OIR) has a rate comparison tool called CHOICES available on their website floir.com. Additionally, websites like thezebra.com or insurify.com compare insurance companies in your zip code and find you the best rate for what you need. For example, you enter your zip code. The site will prompt you to answer questions about your vehicle and compare the rates available in New Port Richey, FL 34652.
Then you can contact the companies listed to negotiate the best rate. You might qualify for special discounts offered by a company due to military service or where you work. Stacking all of your policies into one policy with the same company usually gives you the best overall price.
“There is a competitive auto insurance market in Florida,” Alexis Bakofsky, a spokeswoman with the Florida Office of Insurance Regulation, told the Orlando Sentinel. “OIR urges consumers to find the coverage that best suits their needs and ask their insurance agent if they are eligible for premium relief or discounts.”
Choose the Fran Haasch Law Group for Your New Port Richey Car Accident Lawyer
Our Personal Injury Lawyers Treat Their Clients Like Family
“Fran Haasch law offices has treated me with the utmost respect and kindness along with great customer service: they actually answer the phone calls as things progress. If you need a lawyer on your side, see Fran Haasch for all your needs.” — Debra Toner
Our law firm advocates for injury victims and surviving family members of those wrongfully killed in car accidents. Our attorneys work hard to recover the maximum compensation owed to our clients.
Contact Our Law Firm for a Free Evaluation in New Port Richey FL
Having knowledgeable legal representation can make all the difference in your financial recovery after a New Port Richey car accident. So don’t hesitate. If you need a New Port Richey car accident lawyer, contact The Fran Haasch Law Group. We know the laws in Florida, and we will fight for your rights.
Fill out this contact form or call (727) 784-8191 for a free evaluation by one of our accident attorneys. NO upfront fees—you only pay if you receive compensation. Contact us today. We have offices located in Palm Harbor, Tampa Bay, and Clearwater.
Other Locations We Serve
In addition to New Port Richey clients, our personal injury lawyers serve clients in Pinellas and Pasco Counties. In addition, we frequently work with personal injury clients in Palm Harbor, Tampa, Clearwater, St. Petersburg, Sarasota, and Bradenton.