--- description: If you are involved in a car accident, it is important to know what your insurance covers. Call our attorneys today for a free evaluation. title: Does Car Insurance Cover The Car Or The Driver In Florida? canonical: https://www.lawfran.com/car-accident-lawyers/does-car-insurance-cover-the-car-or-the-driver-in-florida/ date_modified: 2025-10-16T15:58:36+00:00 practice_area: car-accident --- - Does Car Insurance Cover The Car Or The Driver In Florida? [Home](https://www.lawfran.com/) » [Car Accident Lawyers](https://www.lawfran.com/car-accident-lawyers/) » Does Car Insurance Cover The Car Or The Driver In Florida? # Does Car Insurance Cover The Car Or The Driver In Florida? Last Updated: October 16, 2025 - Reading Time: 6 minutes trusted Content Legally Reviewed by: Fran Haasch Updated 10 months ago [![Tampa Bay Trial Lawyers Association](https://www.lawfran.com/wp-content/uploads/2023/12/tbtla-1.webp)](https://www.tbtla.us) [![10 Best Attorney Client Satisfaction American Institute of Personal Injury Attorneys](https://www.lawfran.com/wp-content/uploads/2022/01/logo-4.png)](https://www.aiopia.org) [![Avvo Rating 10.0 Superb](https://www.lawfran.com/wp-content/uploads/2022/01/avvo.png)](https://www.avvo.com) [![Florida Justice Association Logo](https://www.lawfran.com/wp-content/uploads/2022/01/logo-5.png)](https://www.myfja.org) [![elite Lawyers of America ELA](https://www.lawfran.com/wp-content/uploads/2022/01/logo-3.png)](https://www.elitelawyer.com) [![National Alliance of Attorneys Distinguished Member logo](https://www.lawfran.com/wp-content/uploads/2022/01/distinguished-member-2020-1-300x256.png)](https://naoatty.org) [![American Academy of Attorneys Top 100 2020](https://www.lawfran.com/wp-content/uploads/2022/01/AAOA-Top-100-2020-1-1-300x212.png)](https://aaoaus.com/directory/categories/florida-top-100) [![American Association of Justice logo](https://www.lawfran.com/wp-content/uploads/2022/01/logo-2.png)](https://www.justice.org) [![Multi-Million Dollar Advocates Forum](https://www.lawfran.com/wp-content/uploads/2022/01/logo-1.png)](https://www.milliondollaradvocates.com) Table of Contents Our Case results [$1,800,000 Car Accidents](https://www.lawfran.com/blog/case-results/1800000-2/) [$1,800,000 Car Accidents](https://www.lawfran.com/blog/case-results/1800000/) [$1,550,000 Car Accidents](https://www.lawfran.com/blog/case-results/1550000/) [$1,350,000 Car Accidents](https://www.lawfran.com/blog/case-results/1350000/) [$1,345,750 Car Accidents](https://www.lawfran.com/blog/case-results/1345750/) [$1,300,000 Car Accidents](https://www.lawfran.com/blog/case-results/1300000-2/) [$1,300,000 Car Accidents](https://www.lawfran.com/blog/case-results/1300000/) [$1,025,000 Car Accidents](https://www.lawfran.com/blog/case-results/1025000-2/) [$1,025,000 Car Accidents](https://www.lawfran.com/blog/case-results/1025000/) [$1,000,000 Car Accidents](https://www.lawfran.com/blog/case-results/1000000-4/) [$1,000,000 Car Accidents](https://www.lawfran.com/blog/case-results/1000000-3/) [$1,000,000 Car Accidents](https://www.lawfran.com/blog/case-results/1000000-2/) [$1,000,000 Car Accidents](https://www.lawfran.com/blog/case-results/1000000/) [$895,000 Car Accidents](https://www.lawfran.com/blog/case-results/895000/) [$800,000 Car Accidents](https://www.lawfran.com/blog/case-results/800000/) [$750,000 Car Accidents](https://www.lawfran.com/blog/case-results/750000-3/) [$750,000 Car Accidents](https://www.lawfran.com/blog/case-results/750000-2/) [$750,000 Car Accidents](https://www.lawfran.com/blog/case-results/750000/) [$700,000 Car Accidents](https://www.lawfran.com/blog/case-results/700000-2/) [$700,000 Car Accidents](https://www.lawfran.com/blog/case-results/700000/) [View All Results](https://www.lawfran.com/case-results/) Our Practice Areas Testimonials Extremely attentive and considerate. Highly recommend them. When I got in my car accident they kept me up to date with everything didn’t have to be on top of them. Very professional. Thank you guys for all you help me with. Julie Rodriguez I was in a car accident a few years ago, they helped me through the process .Very professional and very generous toward the different charities that they help. I've gotten to know a lot of good people throughout the years that are affiliated with them. Thomas Scharf Attorney Fran Haasch was great in helping me with my medical bills and settling my case! They really cared about me and my family. I recommend them, if you have injuries from an automobile accident. Sofia Beshara Contact Us Today Free Consultation Call us Anytime 24/7 (727) 784-8191 CompanyThis field is for validation purposes and should be left unchanged.Name(Required) First Last Email Phone(Required)Are You a New Client?Are You a New Client?Yes, I am a potential new client.No, I am a current existing client.I'm neither.Case Details(Required)Communication Consent I consent to receive calls and emails from Fran Haasch Law Group Accident & Injury Lawyers, including via automated technology, AI-assisted systems, and prerecorded messages, regarding my inquiry and related legal services. Consent is not a condition of services. [Disclaimer](https://www.lawfran.com/disclaimer-and-terms-of-use/) | [Privacy Policy](https://www.lawfran.com/privacy-policy/)SMS/Text Message Consent I consent to receive text messages from Fran Haasch Law Group Accident & Injury Lawyers at the phone number provided, including messages regarding my inquiry, case updates, and appointment reminders. Frequency may vary. Message & data rates may apply. Text HELP for assistance, reply STOP to opt out. Δ ![The Fran Haasch Law Group, Does Car Insurance Cover the Car or the Driver](https://lh4.googleusercontent.com/QctBaeyYylpwbslYCLEUZNv7vWx6Ta98sMb54D-T2TmP3mNZio7LENYQlqaq2n0x1ssFJpz-C3m5RghPhdch4PO1tTHiK4c66xcvcqLYXtk5JxcCnv7itywMz-69PyU5T57rcmc) If you’re a Florida driver, you likely have questions about car insurance. A car owner’s insurance policy determines what is covered in an accident. In Florida, drivers must show proof of two types of car insurance before they [register their vehicles](https://www.lawfran.com/car-accident-lawyers/do-you-need-insurance-to-register-a-car-in-florida/). The applicable insurance policy determines what and who is covered. If you have been [injured in a car accident](https://www.lawfran.com/car-accident-lawyers/) and want to know what your auto policy covers for a car accident claim. Contact an experienced auto accident attorney today. At The Fran Haasch Law Group, we will help you determine if your losses are covered and work to secure the full compensation you are owed. ## Types of Auto Insurance Coverage Options ### Personal Injury Protection Insurance (PIP) Coverage [Personal Injury Protection](https://www.lawfran.com/car-accident-lawyers/what-is-personal-injury-protection-insurance/) (PIP) insurance is no-fault insurance that covers medical expenses and, in some cases, lost wages and other damages. PIP is [required in Florida](https://www.lawfran.com/car-accident-lawyers/florida-auto-insurance-requirements/) for all drivers. [PIP](https://www.lawfran.com/blog/2022/05/florida-pip-insurance-limits-making-a-claim-to-only-14-days/) pays for the following: - Medical expenses (including ambulatory services, hospitalization, rehabilitation, and prosthetics) - Funeral expenses (up to $5000) - [Lost wages](https://www.lawfran.com/blog/2022/05/how-do-i-get-reimbursed-for-lost-wages-and-medical-expenses-after-an-auto-accident/) - Replacement services (childcare, housekeeping, and yard work) - Other necessary expenses (mileage to and from medical appointments) It is important to note PIP does not cover the following: - Property damage - Pain and suffering - Disfigurement or scarring ### Property Damage Liability Insurance (PDL) Coverage [Property Damage Liability coverage](https://www.lawfran.com/car-accident-lawyers/property-damage-liability-insurance/) is insurance that covers damages to someone else’s car and property or if someone else is driving your vehicle. This can include their car, home, or other personal belongings. [PDL is required in Florida](https://www.lawfran.com/car-accident-lawyers/florida-car-insurance-laws/). ### Comprehensive Auto Coverage [Comprehensive auto coverage](https://www.lawfran.com/car-accident-lawyers/what-is-comprehensive-insurance/) is insurance that covers damages to your car that are not caused by an accident. This can include damage from weather, theft, vandalism, or glass breakage. Comprehensive auto coverage is not required in Florida, but it is recommended. ### Collision Coverage [Collision coverage](https://www.lawfran.com/car-accident-lawyers/collision-insurance/) is insurance that covers damages to your car from an accident. Collision coverage is not required in Florida, but it is recommended. Collision coverage pays for the following: - Damage from an accident - Hitting another car - Hitting a stationary object - Flipping your car ### Uninsured/Underinsured Motorist Coverage [Uninsured/Underinsured Motorist](https://www.lawfran.com/car-accident-lawyers/underinsured-uninsured-motorists/) (UM/UIM) coverage is insurance that covers your injuries from an accident caused by a driver who does not have insurance or does not have enough insurance. UM/UIM is not required in Florida, but[it is recommended](https://www.lawfran.com/car-accident-lawyers/do-you-need-uninsured-motorist-coverage/). - Damage from the weather (e.g., hail, flooding, hurricanes) - Theft - Vandalism - Glass breakage UM/UIM pays for the following: - Damage from an accident caused by an uninsured driver - Damage from an accident caused by a driver who does not have enough insurance If you have any further questions about car insurance in Florida, contact an insurance agent. They will be able to provide you with more specific information about your auto insurance policy. ## Adding Other Drivers to Your Policy If you need to include another driver in your policy, contact your insurance company. They will be able to provide you with more specific information about adding a driver to your policy. ## Does Insurance Cover the Car or the Driver If Another Person is Driving My Car? If you are not in the car at the time of the accident, your insurance company will still be responsible for any damages. However, [your car insurance premiums will rise](https://www.lawfran.com/car-accident-lawyers/why-is-car-insurance-so-expensive/), even if you weren’t the one who caused the accident. ## What Should I Do After a Car Accident? There are [a few things you should](https://www.lawfran.com/car-accident-lawyers/what-to-do-after-accident/) do after a car accident: - Call the police - [Take pictures](https://www.lawfran.com/blog/2022/05/5-tips-for-taking-effective-photos-of-a-vehicle-accident/) of the damage - Exchange insurance information with the other driver - Get the contact information of any witnesses - [Do not admit fault](https://www.lawfran.com/car-accident-lawyers/what-not-to-do-after-a-car-accident/) to anyone After you have done all of these things, contact your insurance company. They will be able to help you [file a claim](https://www.lawfran.com/filing-a-personal-injury-claim/) and get the process started. It is also best to contact an experienced car accident lawyer. They will help you file your insurance claim, negotiate with insurance companies, and, if necessary, file a lawsuit. ## What is the Statute of Limitations for Filing a Car Accident Claim? The [statute of limitations](https://www.lawfran.com/florida-personal-injury-statute-of-limitations/) is the time frame in which you must file a lawsuit. In Florida, the statute of limitations for car accident claims is [two years from the accident date](https://www.lawfran.com/car-accident-lawyers/how-long-after-an-accident-can-you-file-a-claim-in-florida/). If you do not file a lawsuit within this time frame, you may be barred from bringing a claim. An experienced attorney can help you navigate the car accident claims process and ensure that your rights are protected. If you have been involved in a car accident, contact an experienced attorney today to discuss your case. ## What The Fran Haasch Law Group Can Do For You At The Fran Haasch Law Group, we focus on helping you and your family recover. We pursue personal injury lawsuits, and [wrongful death](https://www.lawfran.com/wrongful-death-attorneys/) claims to obtain full compensation for damages such as pain and suffering, medical expenses, lost earnings, property damage, and more. With over 25 years of experience, we draw on constant medical research to help clients recover after being injured in auto accidents in Tampa Bay and the surrounding areas. Founding personal injury attorney, Fran Haasch, is a lifetime member of the Multimillion Dollar Advocates Forum and a member of the American Association for Justice, the Florida Justice Association, and the Tampa Bay Trial Lawyers Association. Our attorneys are skilled and experienced litigators. We are not afraid to take your lawsuit to trial if necessary. No matter how complicated your case, our firm is here to help you [navigate the legal process](https://www.lawfran.com/personal-injury-claim-process-in-florida/) from start to finish. ### We Get You the Compensation You Deserve At The Fran Haasch Law Group, we understand that no amount of financial recovery can undo what you have been through. However, a fair settlement or jury verdict can ease the financial burden of unexpected medical bills, lost income, and other economic and non-economic damages associated with your accident. We have obtained multi-million-dollar jury verdicts and settlements for personal injury cases involving auto accidents, as well as claims concerning wrongful death and [catastrophic injuries](https://www.lawfran.com/catastrophic-injuries/). Here are a few of our car accident [case results](https://www.lawfran.com/case-results/): - $1.8 million for our client in Pinellas County who was injured in a car accident - $1.8 million for a 33-year-old female client in Hillsborough County who was lawfully stopped for a left-turning vehicle ahead when she was rear-ended by the defendant vehicle, which was then rear-ended by the vehicle behind it, causing the client to feel two impacts. This resulted in multiple back surgeries and an infection which caused the client to be hospitalized several times. - $1.6 million for a 25-year-old female passenger on a motorcycle when the defendant cut across the client’s path. The client was thrown over 200 feet from the motorcycle. The accident resulted in a fractured leg, broken finger, back surgery, and many other injuries. - $1.55 million for a 46-year old male in Pasco County who was stopped at a red light on U.S. Highway 19 in Pasco County and was rear-ended by the defendant at a high rate of speed. - $1.35 million for a client in Pasco County. The defendant turned left in front of our client, causing the client’s vehicle to flip and resulting in many injuries. - $1.34 million for a 69-year-old male client in Orange County who was in the left turn lane when the defendant came across his pathway while attempting to turn and collided with the client. The accident resulted in multiple severe injuries, including a fractured pelvis, broken ribs, punctured lung, a broken arm that required surgery, and several lacerations. - $1.3 million for a 33-year-old female client in Pinellas County who was rear-ended while stopped at a traffic light with her three children in the car with her. The accident resulted in multiple surgeries and complications. - $1.025 for our client injured in a car accident in Hillsborough County. - $1.0 million for a client in Hillsborough County rear-ended in stop-and-go traffic on the interstate. ## Contact an Experienced Car Accident Attorney At [The Fran Haasch Law Group](https://www.lawfran.com/), we are committed to fighting for your fair recovery. We strive to help injured individuals and the loved ones of those wrongfully killed, secure the full, fair recovery they are owed. We offer dedicated legal representation for car accident victims and victims of bicycle, motorcycle, [Uber](https://www.lawfran.com/car-accident-lawyers/uber-accident-lawyer/) and [Lyft](https://www.lawfran.com/car-accident-lawyers/lyft-accident-lawyer/), and semi-truck accidents. If you feel you have been the victim of a car accident through no fault of your own. Our attorneys are prepared to help you navigate the legal process and work toward securing the [maximum compensation](https://www.lawfran.com/car-accident-lawyers/car-accident-compensation-in-florida/) you are owed. Call (727) 784-8191 or[contact us online](https://www.lawfran.com/contact-us/) to get started on receiving maximum compensation for your personal injury case. INJURED IN FLORIDA? The Fran Haasch Law Group Is Here for You. Whether you’ve been hurt in a [motorcycle crash](https://www.lawfran.com/motorcycle-accident-lawyers/), [car accident](https://www.lawfran.com/car-accident-lawyers/), [truck collision](https://www.lawfran.com/truck-accident-lawyers/), or another serious incident, you deserve strong legal representation. Our experienced Florida [personal injury attorneys](https://www.lawfran.com/palm-harbor-personal-injury-lawyers/) will fight to protect your rights and help you recover the compensation you need. [Schedule Your Free Consultation](https://www.lawfran.com/contact-us/) Share this page Find an Office Near You Our Car Accident Locations At Fran Haasch Law Group Accident & Injury Lawyers, we’re proud to serve clients throughout the greater Tampa Bay area and beyond. With multiple offices across the region, our team is dedicated to making it easy for you to access experienced legal help close to home. Select a location below to learn more about the services available near you. Meet Our Attorneys ![fran-haasch.jpg](https://www.lawfran.com/wp-content/uploads/elementor/thumbs/fran-haasch-r9krkvoso3sdv1wow979xtqj4n68cn5nlpd31reujw.webp) ## Francoise M. Haasch Founding Attorney Over 20 Years Experience - [Personal Injury](https://www.lawfran.com/palm-harbor-personal-injury-lawyers/) - [Car Accidents](https://www.lawfran.com/car-accident-lawyers/) - [Motorcycle Accidents](https://www.lawfran.com/motorcycle-accident-lawyers/) [![Multi Million Dollar Advocates Forum](https://www.lawfran.com/wp-content/uploads/2023/12/logo-1-2.png)](https://nwtla.org/members/francoise-haasch-esq/) Lifetime Member [![Avvo Rating 10.0 Superb](https://www.lawfran.com/wp-content/uploads/2023/12/avvo-2.png)](https://www.justice.org/) [![National Women Trial Lawyers Top 25](https://www.lawfran.com/wp-content/uploads/2023/12/66659356429853-e1760028480574.webp)](https://nwtla.org/members/francoise-haasch-esq/) [![Best of the Best Attorneys Top 10 Personal Injury Attorney 2024](https://www.lawfran.com/wp-content/uploads/2024/04/best-of-the-best.webp)](https://bestofthebestattorneys.org/best-attorneys/2024-best-attorneys/) [![2024 Attorney and Practice Magazine Personal Injury Law Attorney Badge](https://www.lawfran.com/wp-content/uploads/2024/02/award.webp)](https://www.attorneyandpractice.com/) Known for extensive trial experience and consistent client advocacy across complex injury cases. [Meet Francoise M. Haasch](https://www.lawfran.com/attorneys/francoise-m-haasch/) ![joshua-lipton.jpg](https://www.lawfran.com/wp-content/uploads/elementor/thumbs/joshua-lipton-r9krl6yuy47tqdgb2e2srqw299mmx0efn96wt2y4h8.webp) ## Joshua R. Lipton Managing Attorney Over 20 Years Experience - [Personal Injury](https://www.lawfran.com/palm-harbor-personal-injury-lawyers/) - [Car Accidents](https://www.lawfran.com/car-accident-lawyers/) - [Motorcycle Accidents](https://www.lawfran.com/motorcycle-accident-lawyers/) Recognized for consistent results and strong client advocacy in complex accident cases. [Meet Joshua R. Lipton](https://www.lawfran.com/attorneys/joshua-r-lipton/) ![david-fuller.jpg](https://www.lawfran.com/wp-content/uploads/elementor/thumbs/david-fuller-r9krlbo1wae9cf9hay3xm7pd86zgzhx3bwgc7gr5m4.webp) ## David R. Fuller Attorney Over 30 Years Experience - [Personal Injury Litigation](https://www.lawfran.com/palm-harbor-personal-injury-lawyers/) Secured more than a dozen seven-figure settlements for clients. [Meet David R. Fuller](https://www.lawfran.com/attorneys/david-r-fuller/) ![AllenPipkins](https://www.lawfran.com/wp-content/uploads/elementor/thumbs/AllenPipkins-r9kqgp36i2s3j69yjdwfugs4wn8cagmr2tctgwzqjw.webp) ## Allen J. Pipkins II Attorney Over 10 Years Experiece - [Personal Injury](https://www.lawfran.com/palm-harbor-personal-injury-lawyers/) - [Wrongful Death](https://www.lawfran.com/wrongful-death-attorneys/clearwater/) - [Motorcycle Accidents](https://www.lawfran.com/motorcycle-accident-lawyers/) Combines experience from both plaintiff-side injury firms and large insurance companies. [Meet Allen J. Pipkins II](https://www.lawfran.com/attorneys/david-r-fuller/) ![laura-smith.jpg](https://www.lawfran.com/wp-content/uploads/elementor/thumbs/laura-smith-r9krlffenmjemv40ozqfw6r7lqgxuac0of2a4klkx8.webp) ## Laura Smith Davies Attorney (Of Counsel) Almost 20 Years Experiece - [Personal Injury](https://www.lawfran.com/palm-harbor-personal-injury-lawyers/) - [Wrongful Death](https://www.lawfran.com/wrongful-death-attorneys/clearwater/) - [Motorcycle Accidents](https://www.lawfran.com/motorcycle-accident-lawyers/) Known for her versatile trial experience and leadership roles across multiple legal disciplines. [Meet Laura Smith Davies](https://www.lawfran.com/attorneys/laura-smith-davies/) Related Content Want to learn more about car accidents? Whether its how to prevent them or what to do once you’ve been in one, [our blog](https://www.lawfran.com/blog/) can help you gather the knowledge and information you need. ### [Medical Payments Coverage (Medpay)](https://www.lawfran.com/car-accident-lawyers/medical-payments-coverage-medpay/) ### [Car Accident Lawyer in Riverview FL](https://www.lawfran.com/car-accident-lawyers/riverview/) ### [Spring Hill Car Accident Lawyer](https://www.lawfran.com/car-accident-lawyers/spring-hill/) ### [Car Accident Lawyers](https://www.lawfran.com/car-accident-lawyers/) ### [Types of Car Accidents](https://www.lawfran.com/car-accident-lawyers/types-of-accidents/) ### [How Medical Bills Are Paid After a Car Accident in Florida](https://www.lawfran.com/car-accident-lawyers/how-medical-bills-are-paid-after-an-accident/) ### [Shoulder Pain After a Car Accident](https://www.lawfran.com/car-accident-lawyers/car-accident-injuries/shoulder-pain/) ### [Chest Pain After a Car Accident](https://www.lawfran.com/car-accident-lawyers/car-accident-injuries/chest-pain/) [![fran fights for you with car that rear ended another red car in background](https://www.lawfran.com/wp-content/uploads/2020/10/FranFights_FullCoverage.jpg)](https://www.lawfran.com/blog/2022/05/how-do-i-get-reimbursed-for-lost-wages-and-medical-expenses-after-an-auto-accident/) ### [How Do I Get Reimbursed for Lost Wages and Medical Expenses After an Auto Accident?](https://www.lawfran.com/blog/2022/05/how-do-i-get-reimbursed-for-lost-wages-and-medical-expenses-after-an-auto-accident/) May 8, 2022 An auto accident can cause you to suffer serious injuries that might require medical treatment, including surgery, rehabilitation, and prescription medication. In some cases, the [Read Full Post »](https://www.lawfran.com/blog/2022/05/how-do-i-get-reimbursed-for-lost-wages-and-medical-expenses-after-an-auto-accident/) ### [What About My Rental Car?](https://www.lawfran.com/blog/2022/05/what-about-my-rental-car/) May 8, 2022 Was your vehicle severely damaged in an auto accident? Are you wondering who is going to pay for your rental car? If you require a [Read Full Post »](https://www.lawfran.com/blog/2022/05/what-about-my-rental-car/) ### [What Happens When Medicine Causes a Car Accident?](https://www.lawfran.com/blog/2022/05/what-happens-when-medicine-causes-a-car-accident/) May 8, 2022 According to the Governors Highway Safety Association, 43.6 percent of fatally injured drivers in 2016 tested positive for drugs, and over half of those drivers [Read Full Post »](https://www.lawfran.com/blog/2022/05/what-happens-when-medicine-causes-a-car-accident/) ## Contact Us Today [(727) 784-8191](tel:+17277848191) Our experienced attorneys are here to help you navigate your legal rights with confidence. CompanyThis field is for validation purposes and should be left unchanged.Name(Required) First Last Email Phone(Required)Are You a New Client?Are You a New Client?Yes, I am a potential new client.No, I am a current existing client.I'm neither.Case Details(Required)Communication Consent I consent to receive calls and emails from Fran Haasch Law Group Accident & Injury Lawyers, including via automated technology, AI-assisted systems, and prerecorded messages, regarding my inquiry and related legal services. Consent is not a condition of services. [Disclaimer](https://www.lawfran.com/disclaimer-and-terms-of-use/) | [Privacy Policy](https://www.lawfran.com/privacy-policy/)SMS/Text Message Consent I consent to receive text messages from Fran Haasch Law Group Accident & Injury Lawyers at the phone number provided, including messages regarding my inquiry, case updates, and appointment reminders. Frequency may vary. Message & data rates may apply. Text HELP for assistance, reply STOP to opt out. Δ ```json-ld {"@context":"https://schema.org","@graph":[{"@type":"LegalService","@id":"https://lawfran.com/#firm","name":"Fran Haasch Law Group Accident & Injury Lawyers","url":"https://www.lawfran.com/","telephone":"+1-727-274-9973","email":"info@lawfran.com","logo":"https://www.lawfran.com/wp-content/uploads/2024/02/FHLG-Tribal-Logo.png","image":"https://cdn-apmda.nitrocdn.com/veGEAYFvhpUBwRIBQsPfOwSYnsIxdPbu/assets/images/optimized/rev-2724e4f/www.lawfran.com/wp-content/uploads/2023/02/IMG_1563-copy-scaled-1-1024x768-1.jpeg","description":"Our personal injury lawyers represent victims of negligence in the Tampa Bay area. If you have been injured in an accident, let us help you recover losses.","foundingDate":"2000-09-01","address":{"@type":"PostalAddress","streetAddress":"36739 US Highway 19 N","addressLocality":"Palm Harbor","addressRegion":"FL","postalCode":"34684","addressCountry":"US"},"areaServed":[{"@type":"AdministrativeArea","name":"Florida"}],"contactPoint":{"@type":"ContactPoint","telephone":"+1-727-274-9973","contactType":"customer service"},"aggregateRating":{"@type":"AggregateRating","ratingValue":"5.0","bestRating":"5.0","ratingCount":"851"},"review":[{"@type":"Review","author":{"@type":"Person","name":"Dre D'Aiuto"},"reviewBody":"My husband and I were involved in a car accident just over a year ago and he told me about Fran Haasch Law group that he knew about through the motorcycle community. Being I've never been involved in a car accident or had any issue like that they immediately helped get me to the right medical help, and my car repaired. They were able to settle my case for a max limits from the person that hit us and my own uninsured motorist just over a year after the accident. And my husband's case was just recently settled again for near max limits. Highly recommend them for all your legal needs. Thanks, Andrea and Tom.","reviewRating":{"@type":"Rating","ratingValue":"5","bestRating":"5"},"datePublished":"2024-01-20"}],"knowsAbout":["Personal Injury Law","Motorcycle Accident Lawyer","Car Accident Lawyer","Medical Malpractice Lawyer","Truck Accident Lawyer","Traumatic Brain Injury Lawyer"],"sameAs":["https://www.facebook.com/LawFran/","https://x.com/attyfranhaasch","https://www.linkedin.com/in/lawfran"]},{"@type":"WebPage","@id":"https://lawfran.com/car-accident-lawyers/does-car-insurance-cover-the-car-or-the-driver-in-florida","url":"https://lawfran.com/car-accident-lawyers/does-car-insurance-cover-the-car-or-the-driver-in-florida","isPartOf":{"@id":"https://lawfran.com/#website"},"about":{"@id":"https://lawfran.com/#firm"}},{"@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https://lawfran.com/"},{"@type":"ListItem","position":2,"name":"Car Accident Lawyers","item":"https://lawfran.com/car-accident-lawyers"},{"@type":"ListItem","position":3,"name":"Does Car Insurance Cover The Car Or The Driver In Florida","item":"https://lawfran.com/car-accident-lawyers/does-car-insurance-cover-the-car-or-the-driver-in-florida"}]}]} ```