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Do You Need Insurance To Register a Car in Florida

If you are a Florida resident who is new to car ownership, you may be wondering if you need to have insurance to register your vehicle. The answer is yes – you do need insurance to register a car in Florida.

Florida DMV Registration Requirements

If you want to drive on public roads in Florida, you must register your car with the Department of Motor Vehicles (DMV). You must have your title, proof of identity, Florida auto insurance documents or self-insurance certificate, and an initial registration fee to register your vehicle. After your vehicle is registered, you’ll receive your license plates and registration card.

Car Insurance Requirements in Florida

Florida insurance laws require all drivers to carry minimum liability insurance, personal injury protection (PIP), and property damage liability (PDL). PIP coverage will help pay for your own medical expenses and lost wages if you are involved in an accident, regardless of who is determined to be at fault. PDL insurance will help pay for damage you cause to someone else’s property in an accident.

Temporary Vehicle Registration

If you are not a Florida resident but purchased your car in Florida, you may be eligible to get a temporary license plate and car registration tag from a local county tax collector’s office. Temporary registration allows you to legally drive your car back to your home state before you register it there. However, you will have to pay Florida sales tax and show proof of insurance before you can get a temporary tag.

Renewing Florida Registration

In states with an electronic filing system, your insurance provider alerts your state’s DMV when your policy has lapsed. You’ll receive a notice to renew your insurance to maintain registration.

You can renew your registration using DMV’s online renewal system, office, or mobile app.

What Happens If You Drive Uninsured?

If you let your insurance policy lapse or you are caught operating a vehicle without the minimum required amount of liability coverage, you will be subject to a number of penalties, including:

  • A fine of $150 for the first offense
  • A fine of $250 for the second offense
  • A fine of $500 for each subsequent offense

Suspension of your driver’s license and motor vehicle registration until you can prove that you have obtained the required insurance coverage.

Need a Car Accident Attorney?

At The Fran Haasch Law Group, we are committed to fighting for your fair recovery. We strive to help injured individuals and the loved ones of those wrongfully killed secure the full, fair recovery they are owed. We offer dedicated legal representation for car accident victims and bicycle, Uber and Lyft, and semi-truck accident victims. 

If you feel you have been the victim of a car accident through no fault of your own. Our attorneys are prepared to help you navigate the legal process and work toward securing the maximum compensation you are owed. Call (727) 784-8191 or contact us online to get started on receiving maximum compensation for your personal injury case.

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More About Car Accidents

Want to learn more about car accidents? Whether its how to prevent them or what to do once you’ve been in one, our blog can help you gather the knowledge and information you need.

At The Fran Haasch Law Group, we understand that no amount of financial recovery can undo what you have been through. However, a fair settlement or jury verdict can ease the financial burden of unexpected medical bills, lost income, and other damages associated with your accident.

We have obtained multi-million-dollar jury verdicts and settlements in cases involving auto accidents and claims concerning wrongful death and catastrophic injuries.

Founding personal injury attorney, Fran Haasch, is a lifetime member of the Multimillion Dollar Advocates Forum and a member of the American Association for Justice, the Florida Justice Association, and the Tampa Bay Trial Lawyers Association.

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Our Motorcycle Accident Attorneys Are Ready to Fight For You

At the Fran Haasch Law Group, we understand how devastating a motorcycle accident can be. We know what it’s like to share the road with negligent drivers because we’re avid bikers ourselves. As proud sponsors of local clubs, active participants in local biking events, and partners with several motorcycle-based magazines, our attorneys are committed to helping fellow motorcyclists.

We understand personal injury law for motorcyclists and are dedicated to protecting motorcycle rider rights. We take getting justice for our clients seriously, and we back down from no insurance company.

If you feel you have been the victim of a motorcycle accident through no fault of your own. Our motorcycle accident attorneys are prepared to help you navigate the legal process and work toward securing the maximum payment you are owed. Call (727) 784-8191 or contact our motorcycle accident lawyers today for a free case evaluation to get started on receiving the compensation you deserve for your motorcycle injury case.

Contact Us Today

Contact The Fran Haasch Law Group online or by phone to speak to an experienced attorney in Clearwater today.

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