--- description: You may be wondering if you need to have insurance to register your vehicle in Florida. The answer is yes - you do need insurance. title: Do You Need Insurance To Register a Car in Florida | FHLG --- Do You Need Insurance To Register a Car in Florida | FHLG [Home](https://www.lawfran.com/) » [Car Accident Lawyers](https://www.lawfran.com/car-accident-lawyers/) » Do You Need Insurance To Register a Car in Florida # Do You Need Insurance To Register a Car in Florida Last Updated: October 16, 2025 Reading Time: 3 minutes trusted Content Legally Reviewed by: Fran Haasch Updated 9 months ago Table of Contents Our Case results $1,800,000 Car Accidents $1,800,000 Car Accidents $1,550,000 Car Accidents $1,350,000 Car Accidents $1,345,750 Car Accidents $1,300,000 Car Accidents $1,300,000 Car Accidents $1,025,000 Car Accidents $1,025,000 Car Accidents $1,000,000 Car Accidents $1,000,000 Car Accidents $1,000,000 Car Accidents $1,000,000 Car Accidents $895,000 Car Accidents $800,000 Car Accidents $750,000 Car Accidents $750,000 Car Accidents $750,000 Car Accidents $700,000 Car Accidents $700,000 Car Accidents View All Results Our Practice Areas Testimonials Extremely attentive and considerate. Highly recommend them. When I got in my car accident they kept me up to date with everything didn’t have to be on top of them. Very professional. Thank you guys for all you help me with. Julie Rodriguez I was in a car accident a few years ago, they helped me through the process .Very professional and very generous toward the different charities that they help. I've gotten to know a lot of good people throughout the years that are affiliated with them. Thomas Scharf Attorney Fran Haasch was great in helping me with my medical bills and settling my case! They really cared about me and my family. I recommend them, if you have injuries from an automobile accident. Sofia Beshara Contact Us Today Free Consultation Call us Anytime 24/7 (727) 784-8191 URLThis field is for validation purposes and should be left unchanged.Name(Required) First Last Email Phone(Required)Are You a New Client?Are You a New Client?Yes, I am a potential new client.No, I am a current existing client.I'm neither.Case Details(Required)Communication Consent I consent to receive calls and emails from Fran Haasch Law Group Accident & Injury Lawyers, including via automated technology, AI-assisted systems, and prerecorded messages, regarding my inquiry and related legal services. Consent is not a condition of services. [Disclaimer](https://www.lawfran.com/disclaimer-and-terms-of-use/) | [Privacy Policy](https://www.lawfran.com/privacy-policy/)SMS/Text Message Consent I consent to receive text messages from Fran Haasch Law Group Accident & Injury Lawyers at the phone number provided, including messages regarding my inquiry, case updates, and appointment reminders. Frequency may vary. Message & data rates may apply. Text HELP for assistance, reply STOP to opt out. Δ If you are a Florida resident who is new to car ownership, you may be wondering if you need to have insurance to register your vehicle. The answer is yes – [you do need insurance](https://www.lawfran.com/car-accident-lawyers/do-you-need-car-insurance-in-florida/) to register a car in Florida. ## Florida DMV Registration Requirements If you want to drive on public roads in Florida, you must register your car with the [Department of Motor Vehicles (DMV)](https://www.flhsmv.gov/). You must have your title, proof of identity, Florida auto insurance documents or self-insurance certificate, and an initial registration fee to register your vehicle. After your vehicle is registered, you’ll receive your license plates and registration card. ### Car Insurance Requirements in Florida Florida insurance laws require all drivers to carry minimum liability insurance, [personal injury protection](https://www.lawfran.com/car-accident-lawyers/what-is-personal-injury-protection-insurance/) (PIP), and [property damage liability](https://www.lawfran.com/car-accident-lawyers/property-damage-liability-insurance/) (PDL). PIP coverage will help pay for your own medical expenses and lost wages if you are involved in an accident, regardless of who is determined to be at fault. PDL insurance will help pay for damage you cause to someone else’s property in an accident. ## Temporary Vehicle Registration If you are not a Florida resident but purchased your car in Florida, you may be eligible to get a temporary license plate and car registration tag from a local county tax collector’s office. Temporary registration allows you to legally drive your car back to your home state before you register it there. However, you will have to pay Florida sales tax and show proof of insurance before you can get a temporary tag. ## Renewing Florida Registration In states with an electronic filing system, your insurance provider alerts your state’s DMV when your policy has lapsed. You’ll receive a notice to renew your insurance to maintain registration. You can[ renew your registration](https://www.flhsmv.gov/motor-vehicles-tags-titles/license-plates-registration/renew-replace-registration/) using DMV’s online renewal system, office, or mobile app. ## What Happens If You Drive Uninsured? If you let your insurance policy lapse or you are caught operating a vehicle [without the minimum required](https://www.lawfran.com/blog/2024/01/the-costs-of-not-having-car-insurance/) amount of liability coverage, you will be subject to a number of penalties, including: - A fine of $150 for the first offense - A fine of $250 for the second offense - A fine of $500 for each subsequent offense Suspension of your driver’s license and motor vehicle registration until you can prove that you have obtained the required insurance coverage. ## Need a Car Accident Attorney? At [The Fran Haasch Law Group](https://www.lawfran.com/), we are committed to fighting for your fair recovery. We strive to help injured individuals and the loved ones of those wrongfully killed secure the full, fair recovery they are owed. We offer dedicated legal representation for car accident victims and bicycle, [Uber](https://www.lawfran.com/car-accident-lawyers/uber-accident-lawyer/) and [Lyft](https://www.lawfran.com/car-accident-lawyers/lyft-accident-lawyer/), and semi-truck accident victims. If you feel you have been the victim of a car accident through no fault of your own. Our attorneys are prepared to help you navigate the [legal process](https://www.lawfran.com/personal-injury-claim-process-in-florida/) and work toward securing the maximum compensation you are owed. Call (727) 784-8191 or[ contact us online](https://www.lawfran.com/contact-us/) to get started on receiving [maximum compensation](https://www.lawfran.com/car-accident-lawyers/car-accident-compensation-in-florida/) for your personal injury case. INJURED IN FLORIDA? The Fran Haasch Law Group Is Here for You. Whether you’ve been hurt in a [motorcycle crash](https://www.lawfran.com/motorcycle-accident-lawyers/), [car accident](https://www.lawfran.com/car-accident-lawyers/), [truck collision](https://www.lawfran.com/truck-accident-lawyers/), or another serious incident, you deserve strong legal representation. Our experienced Florida [personal injury attorneys](https://www.lawfran.com/palm-harbor-personal-injury-lawyers/) will fight to protect your rights and help you recover the compensation you need. Schedule Your Free Consultation Share this page Find an Office Near You Our Car Accident Locations At Fran Haasch Law Group Accident & Injury Lawyers, we’re proud to serve clients throughout the greater Tampa Bay area and beyond. With multiple offices across the region, our team is dedicated to making it easy for you to access experienced legal help close to home. Select a location below to learn more about the services available near you. Meet Our Attorneys ## Francoise M. Haasch Founding Attorney Over 20 Years Experience Personal Injury Car Accidents Motorcycle Accidents Lifetime Member Known for extensive trial experience and consistent client advocacy across complex injury cases. Meet Francoise M. Haasch ## Joshua R. Lipton Managing Attorney Over 20 Years Experience Personal Injury Car Accidents Motorcycle Accidents Recognized for consistent results and strong client advocacy in complex accident cases. Meet Joshua R. Lipton ## David R. Fuller Attorney Over 30 Years Experience Personal Injury Litigation Secured more than a dozen seven-figure settlements for clients. Meet David R. Fuller ## Allen J. Pipkins II Attorney Over 10 Years Experiece Personal Injury Wrongful Death Motorcycle Accidents Combines experience from both plaintiff-side injury firms and large insurance companies. Meet Allen J. Pipkins II ## Laura Smith Davies Attorney (Of Counsel) Almost 20 Years Experiece Personal Injury Wrongful Death Motorcycle Accidents Known for her versatile trial experience and leadership roles across multiple legal disciplines. Meet Laura Smith Davies Related Content Want to learn more about car accidents? Whether its how to prevent them or what to do once you’ve been in one, [our blog](https://www.lawfran.com/blog/) can help you gather the knowledge and information you need. Car Accident Lawyers Types of Car Accidents How Medical Bills Are Paid After a Car Accident in Florida Shoulder Pain After a Car Accident Chest Pain After a Car Accident Internal Bleeding From A Car Accident Shock After a Car Accident Can Whiplash Cause Dizziness How Do I Get Reimbursed for Lost Wages and Medical Expenses After an Auto Accident? May 8, 2022 An auto accident can cause you to suffer serious injuries that might require medical treatment, including surgery, rehabilitation, and prescription medication. In some cases, the Read Full Post » What About My Rental Car? May 8, 2022 Was your vehicle severely damaged in an auto accident? Are you wondering who is going to pay for your rental car? If you require a Read Full Post » What Happens When Medicine Causes a Car Accident? May 8, 2022 According to the Governors Highway Safety Association, 43.6 percent of fatally injured drivers in 2016 tested positive for drugs, and over half of those drivers Read Full Post » ## Contact Us Today (727) 784-8191 Our experienced attorneys are here to help you navigate your legal rights with confidence. PhoneThis field is for validation purposes and should be left unchanged.Name(Required) First Last Email Phone(Required)Are You a New Client?Are You a New Client?Yes, I am a potential new client.No, I am a current existing client.I'm neither.Case Details(Required)Communication Consent I consent to receive calls and emails from Fran Haasch Law Group Accident & Injury Lawyers, including via automated technology, AI-assisted systems, and prerecorded messages, regarding my inquiry and related legal services. Consent is not a condition of services. [Disclaimer](https://www.lawfran.com/disclaimer-and-terms-of-use/) | [Privacy Policy](https://www.lawfran.com/privacy-policy/)SMS/Text Message Consent I consent to receive text messages from Fran Haasch Law Group Accident & Injury Lawyers at the phone number provided, including messages regarding my inquiry, case updates, and appointment reminders. Frequency may vary. Message & data rates may apply. Text HELP for assistance, reply STOP to opt out. Δ