If you are in an accident on your motorcycle, it is essential to know what to do next. This blog post will discuss the steps involved in making a motorcycle insurance claim, and we will also provide some tips for making the claims process as smooth as possible.
Whether you’re having any problems with a motorcycle claim or any other kind of personal injury claim, a motorcycle accident attorney with The Fran Haasch Law Group may be able to help. Get in touch with us for a free case evaluation to learn more.
Tips for Filing a Motorcycle Insurance Claim
There are several steps involved in making motorcycle accident claims and getting compensation for any injuries or property damage suffered from a motorcycle accident.
-First, call 911 if there is any medical emergency (this should always happen first).
-While you’re still at the accident scene, get the other driver’s insurance company information.
-The next step would be contacting the police department and filing an accident report.. This will help ensure that insurance companies do not deny your claim because they say there was no way for them to know about the accident.
-If the motorcycle was damaged in the crash, you may need to take it for repair or replacement. Collision coverage may cover any property damage claims you have to make.
-Keep track of all the documents you receive concerning your insurance claim, such as correspondence from your insurance company or any medical bills. If you have any documents that will provide a picture of your potential future medical expenses, keep those as well. These documents will help ensure that you can provide your insurance company with all the information they need to process your claim.
-Remember that insurance companies are for-profit businesses, so their goal is to minimize the amount of money they have to pay out. This can mean that insurance companies may try to deny your claim or offer you less than what you deserve. It is essential not to accept any offers from insurance companies without first consulting with an attorney who specializes in motorcycle accidents.
Check Your Insurance Coverage
Before you file a motorcycle insurance claim, it is important to check your coverage. Do you have comprehensive insurance coverage, or do you have a basic liability policy? Not all insurance policies cover accidents that occur while riding a motorcycle. Make sure you know what your policy covers so that you do not run into any surprises later on.
What Kind of Motorcycle Insurance Claim Do You Need to File?
The insurance claim process can be confusing, so it is important to know what insurance claim you need to file.
The two most common motorcycle insurance claims involve property damage and personal injuries.
Property damage claims, of course result from damage to your bike, to the other driver’s car, or any other type of object you may have hit. If the accident was your fault, then you’ll file a claim with your own insurance company. However, if someone else is to blame, then you would file a claim with their insurer. This is known as a third-party claim.
If you were hurt in the accident, and you weren’t at fault, you’ll file a claim against the negligent driver’s insurance company as well. However, you’ll need to prove that you weren’t to blame. In other words, you’ll have to prove the other driver is liable.
You could be eligible to obtain compensation for not only your current and future medical bills, but also any lost wages from work. There’s also a chance that you can obtain compensation for other types of damages, such as pain and suffering.
Taking action against an insurance company is a very complicated process. You’ll need the help of an experienced attorney if you’re to have the best chance of getting the money you deserve.
The Fran Haasch Law Group has a team of skilled motorcycle accident attorneys who will be here for you. Contact us as soon as you can to schedule a free case evaluation.
An experienced motorcycle insurance attorney will help ensure that your case gets the attention it deserves and that insurance companies do not take advantage of you during this difficult time in life.
Do You Know Your Deductible?
One of the things insurance companies will consider when negotiating a settlement is your deductible. This is the amount you have to pay out-of-pocket before your insurance company begins to cover any costs. Be sure you are aware of what your deductible is so that you can factor it into any negotiations with insurance companies.
What are the Chances of My Motorcycle Insurance Claim Being Approved?
The chances of your motorcycle insurance claim being approved depend on several factors, including the state in which you live and the insurance company you use. Therefore, it is important to speak with an experienced insurance lawyer to understand better how likely your insurance claim will be approved.
Can I Sue an Insurance Company After They Deny My Motorcycle Accident Insurance Claim?
If you were injured in a motorcycle accident and believe that it was caused by someone else’s negligence or carelessness, then you may want to consider suing them for damages. However, this process can be complicated, so it is important to speak with an experienced motorcycle insurance attorney who can help you determine if filing a lawsuit is the best course of action for you.
A Quick Note on the Differences Between Motorcycle Insurance and Car Insurance
One of the main differences between motorcycle insurance and car insurance is that car insurance usually covers more than just the vehicle. Car insurance policies typically include liability coverage, which pays for damages you cause to other people or their property. Motorcycle insurance policies do not usually include liability coverage, so it is important to ensure you have an adequate amount of liability coverage if you are involved in a motorcycle accident.
How an Experienced Motorcycle Accident Attorney Can Help
An insurance company may try to offer you a settlement before you have even had a chance to speak with an attorney. This could be the case with your own insurance company or the negligent driver’s insurance company. Do not accept an offer without consulting with an attorney specializing in motorcycle accidents.
Remember that when an insurance company pays a claim, it will do its best to pay as little as possible. Therefore, having an attorney by your side will be your best chance of getting what you have coming to you.
When you are involved in a motorcycle accident, it is important to remember that you have rights. At The Fran Haasch Law Group, we understand the insurance claim process and will work tirelessly to help you get the compensation you deserve. We have years of experience helping people with personal injury claims, and we may be able to help you as well. Contact our office for a free case evaluation so we can tell you more.