--- description: Whether you're having any problems with a motorcycle claim or any other kind of personal injury claim, The Fran Haasch Law Group may help. title: Motorcycle Insurance Claim Process - Fran Haasch Law Group canonical: https://www.lawfran.com/motorcycle-accident-lawyers/motorcycle-insurance-claim-process/ date_modified: 2025-10-16T16:22:42+00:00 practice_area: motorcycle-accident --- - Motorcycle Insurance Claim Process - Fran Haasch Law Group ** [Home](https://www.lawfran.com/) » [Motorcycle Accident Lawyers](https://www.lawfran.com/motorcycle-accident-lawyers/) » Motorcycle Insurance Claim Process # Motorcycle Insurance Claim Process Last Updated: October 16, 2025 - Reading Time: 5 minutes trusted Content Legally Reviewed by: Fran Haasch Updated 10 months ago [![Tampa Bay Trial Lawyers Association](https://www.lawfran.com/wp-content/uploads/2023/12/tbtla-1.webp)](https://www.tbtla.us) [![10 Best Attorney Client Satisfaction American Institute of Personal Injury Attorneys](https://www.lawfran.com/wp-content/uploads/2022/01/logo-4.png)](https://www.aiopia.org) [![Avvo Rating 10.0 Superb](https://www.lawfran.com/wp-content/uploads/2022/01/avvo.png)](https://www.avvo.com) [![Florida Justice Association Logo](https://www.lawfran.com/wp-content/uploads/2022/01/logo-5.png)](https://www.myfja.org) [![elite Lawyers of America ELA](https://www.lawfran.com/wp-content/uploads/2022/01/logo-3.png)](https://www.elitelawyer.com) [![National Alliance of Attorneys Distinguished Member logo](https://www.lawfran.com/wp-content/uploads/2022/01/distinguished-member-2020-1-300x256.png)](https://naoatty.org) [![American Academy of Attorneys Top 100 2020](https://www.lawfran.com/wp-content/uploads/2022/01/AAOA-Top-100-2020-1-1-300x212.png)](https://aaoaus.com/directory/categories/florida-top-100) [![American Association of Justice logo](https://www.lawfran.com/wp-content/uploads/2022/01/logo-2.png)](https://www.justice.org) [![Multi-Million Dollar Advocates Forum](https://www.lawfran.com/wp-content/uploads/2022/01/logo-1.png)](https://www.milliondollaradvocates.com) Table of Contents Our Case results [$5,010,000 Motorcycle Accidents](https://www.lawfran.com/blog/case-results/5010000/) [$4,000,000 Motorcycle Accidents](https://www.lawfran.com/blog/case-results/4000000-3/) [$4,000,000 Motorcycle Accidents](https://www.lawfran.com/blog/case-results/4000000-2/) [$3,010,000 Motorcycle Accidents](https://www.lawfran.com/blog/case-results/3010000/) [$2,405,000 Motorcycle Accidents](https://www.lawfran.com/blog/case-results/2405000/) [$2,400,000 Motorcycle Accidents](https://www.lawfran.com/blog/case-results/2400000-2/) [$2,400,000 Motorcycle Accidents](https://www.lawfran.com/blog/case-results/2400000/) [$2,330,000 Motorcycle Accidents](https://www.lawfran.com/blog/case-results/2330000/) [$1,600,000 Motorcycle Accidents](https://www.lawfran.com/blog/case-results/1600000/) [$1,550,000 Motorcycle Accidents](https://www.lawfran.com/blog/case-results/1550000-2/) [$1,500,000 Motorcycle Accidents](https://www.lawfran.com/blog/case-results/1500000-2/) [$1,500,000 Motorcycle Accidents](https://www.lawfran.com/blog/case-results/1500000/) [$1,494,446 Motorcycle Accidents](https://www.lawfran.com/blog/case-results/1494446/) [$1,400,000 Motorcycle Accidents](https://www.lawfran.com/blog/case-results/1400000-2/) [$1,400,000 Motorcycle Accidents](https://www.lawfran.com/blog/case-results/1400000/) [$1,300,000 Motorcycle Accidents](https://www.lawfran.com/blog/case-results/1300000-5/) [$1,300,000 Motorcycle Accidents](https://www.lawfran.com/blog/case-results/1300000-4/) [$1,300,000 Motorcycle Accidents](https://www.lawfran.com/blog/case-results/1300000-3/) [$1,250,000 Motorcycle Accidents](https://www.lawfran.com/blog/case-results/1250000/) [$1,200,000 Motorcycle Accidents](https://www.lawfran.com/blog/case-results/1200000/) [View All Results](https://www.lawfran.com/case-results/) Our Practice Areas Testimonials Extremely attentive and considerate. 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Frequency may vary. Message & data rates may apply. Text HELP for assistance, reply STOP to opt out. Submit Δ If you are in an accident on your motorcycle, it is essential to know what to do next. This blog post will discuss the steps involved in making a motorcycle insurance claim, and we will also provide some tips for making the claims process as smooth as possible. Whether you’re having any problems with a motorcycle claim or any other kind of personal injury claim, a [motorcycle accident attorney](https://www.lawfran.com/motorcycle-accident-lawyers/) with The Fran Haasch Law Group may be able to help. [Get in touch](https://www.lawfran.com/contact-us/) with us for a free case evaluation to learn more. ## Tips for Filing a Motorcycle Insurance Claim** There are several steps involved in making motorcycle accident claims and getting compensation for any injuries or property damage suffered from a motorcycle accident. -First, call 911 if there is any medical emergency (this should always happen first). -While you’re still at the accident scene, get the other driver’s insurance company information. -The next step would be contacting the police department and filing an accident report.. This will help ensure that insurance companies do not deny your claim because they say there was no way for them to know about the accident. -If the motorcycle was damaged in the crash, you may need to take it for repair or replacement. Collision coverage may cover any property damage claims you have to make. -Keep track of all the documents you receive concerning your insurance claim, such as correspondence from your insurance company or any medical bills. If you have any documents that will provide a picture of your potential future medical expenses, keep those as well. These documents will help ensure that you can provide your insurance company with all the information they need to process your claim. -Remember that insurance companies are for-profit businesses, so their goal is to minimize the amount of money they have to pay out. This can mean that insurance companies may try to deny your claim or offer you less than what you deserve. It is essential not to accept any offers from insurance companies without first consulting with an attorney who specializes in motorcycle accidents. ## **Check Your Insurance Coverage** Before you file a motorcycle insurance claim, it is important to [check your coverage](https://www.lawfran.com/motorcycle-accident-lawyers/what-motorcycle-insurance-coverage-do-i-need/). Do you have comprehensive insurance coverage, or do you have a basic liability policy? Not all insurance policies cover accidents that occur while riding a motorcycle. Make sure you know what your policy covers so that you do not run into any surprises later on. ## **What Kind of Motorcycle Insurance Claim Do You Need to File?** The insurance claim process can be confusing, so it is important to know what insurance claim you need to file. The two most common motorcycle insurance claims involve property damage and personal injuries. Property damage claims, of course result from damage to your bike, to the other driver’s car, or any other type of object you may have hit. If the accident was your fault, then you’ll file a claim with your own insurance company. However, if someone else is to blame, then you would file a claim with their insurer. This is known as a third-party claim. If you were hurt in the accident, and you weren’t at fault, you’ll file a claim against the negligent driver’s insurance company as well. However, you’ll need to prove that you weren’t to blame. In other words, you’ll have to prove the other driver is liable. You could be eligible to obtain compensation for not only your current and future medical bills, but also any lost wages from work. There’s also a chance that you can obtain compensation for other types of damages, such as pain and suffering. Taking action against an insurance company is a very complicated process. You’ll need the help of an experienced attorney if you’re to have the best chance of getting the money you deserve. The Fran Haasch Law Group has a team of skilled motorcycle accident attorneys who will be here for you. Contact us as soon as you can to schedule a free case evaluation. An experienced motorcycle insurance attorney will help ensure that your case gets the attention it deserves and that insurance companies do not take advantage of you during this difficult time in life. ## **Do You Know Your Deductible?** One of the things insurance companies will consider when negotiating a settlement is your deductible. This is the amount you have to pay out-of-pocket before your insurance company begins to cover any costs. Be sure you are aware of what your deductible is so that you can factor it into any negotiations with insurance companies. ## **What are the Chances of My Motorcycle Insurance Claim Being Approved?** The chances of your motorcycle insurance claim being approved depend on several factors, including the state in which you live and the insurance company you use. Therefore, it is important to speak with an experienced insurance lawyer to understand better how likely your insurance claim will be approved. ## **Can I Sue an Insurance Company After They Deny My Motorcycle Accident Insurance Claim?** If you were injured in a motorcycle accident and believe that it was caused by someone else’s negligence or carelessness, then you may want to consider suing them for damages. However, this process can be complicated, so it is important to speak with an experienced motorcycle insurance attorney who can help you determine if filing a lawsuit is the best course of action for you. ## **A Quick Note on the Differences Between Motorcycle Insurance and Car Insurance** One of the main differences between motorcycle insurance and car insurance is that car insurance usually covers more than just the vehicle. Car insurance policies typically include liability coverage, which pays for damages you cause to other people or their property. Motorcycle insurance policies do not usually include liability coverage, so it is important to ensure you have an adequate amount of liability coverage if you are involved in a motorcycle accident. ## **How an Experienced Motorcycle Accident Attorney Can Help** An insurance company may try to offer you a settlement before you have even had a chance to speak with an attorney. This could be the case with your own insurance company or the negligent driver’s insurance company. Do not accept an offer without consulting with an attorney specializing in motorcycle accidents. Remember that when an insurance company pays a claim, it will do its best to pay as little as possible. Therefore, having an attorney by your side will be your best chance of getting what you have coming to you. When you are involved in a motorcycle accident, it is important to remember that you have rights. At The Fran Haasch Law Group, we understand the insurance claim process and will work tirelessly to help you get the compensation you deserve. We have [years of experience](https://www.lawfran.com/case-results/) helping people with personal injury claims, and we may be able to help you as well. [Contact our office](https://www.lawfran.com/contact-us/) for a free case evaluation so we can tell you more. INJURED IN FLORIDA? The Fran Haasch Law Group Is Here for You. Whether you’ve been hurt in a [motorcycle crash](https://www.lawfran.com/motorcycle-accident-lawyers/), [car accident](https://www.lawfran.com/car-accident-lawyers/), [truck collision](https://www.lawfran.com/truck-accident-lawyers/), or another serious incident, you deserve strong legal representation. Our experienced Florida [personal injury attorneys](https://www.lawfran.com/palm-harbor-personal-injury-lawyers/) will fight to protect your rights and help you recover the compensation you need. [Schedule Your Free Consultation](https://www.lawfran.com/contact-us/) Share this page Find an Office Near You Our Motorcycle Accident Locations At Fran Haasch Law Group Accident & Injury Lawyers, we’re proud to serve clients throughout the greater Tampa Bay area and beyond. With multiple offices across the region, our team is dedicated to making it easy for you to access experienced legal help close to home. Select a location below to learn more about the services available near you. 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[Meet Laura Smith Davies](https://www.lawfran.com/attorneys/laura-smith-davies/) Related Content Want to learn more about car accidents? Whether its how to prevent them or what to do once you’ve been in one, [our blog](https://www.lawfran.com/blog/) can help you gather the knowledge and information you need. ### [Seasonal Motorcycle Insurance](https://www.lawfran.com/motorcycle-accident-lawyers/seasonal-motorcycle-insurance/) ### [State By State Motorcycle Laws](https://www.lawfran.com/motorcycle-accident-lawyers/state-by-state-motorcycle-laws/) ### [Paul Teutul Sr. Presents Custom Orange County Choppers Motorcycle to Fran Haasch](https://www.lawfran.com/bikers-corner/fran-haasch-receives-custom-orange-county-choppers-build/) ### [Types of Head Injuries From Motorcycle Accidents](https://www.lawfran.com/motorcycle-accident-lawyers/types-of-head-injuries/) ### [How to File An Insurance Claim](https://www.lawfran.com/motorcycle-accident-lawyers/how-to-file-an-insurance-claim/) ### [Motorcycle Accident Brain Injuries](https://www.lawfran.com/motorcycle-accident-lawyers/brain-injuries/) ### [Spring Hill Motorcycle Accident Lawyer](https://www.lawfran.com/motorcycle-accident-lawyers/spring-hill/) ### [Brooksville Motorcycle Accident Lawyer](https://www.lawfran.com/motorcycle-accident-lawyers/brooksville/) ### [What Is Motorcycle Bias & How Can I Avoid It?](https://www.lawfran.com/blog/2019/05/what-is-motorcycle-bias-how-can-i-avoid-it/) May 8, 2019 Motorcycle riders must often cope with the unfitting reputation of being wild and dangerous individuals simply for their transportation choice. However, it can be argued [Read Full Post »](https://www.lawfran.com/blog/2019/05/what-is-motorcycle-bias-how-can-i-avoid-it/) [![muffler in the middle of the road, road debris can cause damage](https://www.lawfran.com/wp-content/uploads/2023/01/muffler-in-road-debris-1.jpg)](https://www.lawfran.com/blog/2023/01/who-is-responsible-for-road-debris-damage/) ### [Who is Responsible for Road Debris Damage](https://www.lawfran.com/blog/2023/01/who-is-responsible-for-road-debris-damage/) January 5, 2023 When a motorcycle accident is caused by road debris, it can be difficult to determine who is responsible for the damages. In most cases, the [Read Full Post »](https://www.lawfran.com/blog/2023/01/who-is-responsible-for-road-debris-damage/) ### [Crash Data](https://www.lawfran.com/blog/2020/09/crash-data/) September 26, 2020 A Look at Recent Motorcycle Crash Data As a motorcycle rider, you already understand that riding can be statistically more dangerous than driving, especially when [Read Full Post »](https://www.lawfran.com/blog/2020/09/crash-data/) ## Contact Us Today [(727) 784-8191](tel:+17277848191) Our experienced attorneys are here to help you navigate your legal rights with confidence. 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