--- description: At The Fran Haasch Law Group, our auto accident attorneys have years of experience representing clients in Tarpon Springs car accident cases. title: Tarpon Springs Car Accident Lawyer image: https://www.lawfran.com/wp-content/uploads/2022/02/unnamed-8.png --- [Home](https://www.lawfran.com/) » [Car Accident Lawyers](https://www.lawfran.com/car-accident-lawyers/) » Tarpon Springs Car Accident Lawyer # Tarpon Springs Car Accident Lawyer * Last Updated: November 19, 2025 * Reading Time: 4 minutes trusted Content Legally Reviewed by: ![](https://www.lawfran.com/wp-content/uploads/2023/12/Fran-Haasch-Headshot-Current-2021.webp) Fran Haasch Updated 5 months ago [ ![Tampa Bay Trial Lawyers Association](https://www.lawfran.com/wp-content/uploads/2023/12/tbtla-1.webp) ](https://www.tbtla.us) [ ![10 Best Attorney Client Satisfaction American Institute of Personal Injury Attorneys](https://www.lawfran.com/wp-content/uploads/2022/01/logo-4.png) ](https://www.aiopia.org) [ ![Avvo Rating 10.0 Superb](https://www.lawfran.com/wp-content/uploads/2022/01/avvo.png) ](https://www.avvo.com) [ ![Florida Justice Association Logo](https://www.lawfran.com/wp-content/uploads/2022/01/logo-5.png) ](https://www.myfja.org) [ ![elite Lawyers of America ELA](https://www.lawfran.com/wp-content/uploads/2022/01/logo-3.png) ](https://www.elitelawyer.com) [ ![National Alliance of Attorneys Distinguished Member logo](https://www.lawfran.com/wp-content/uploads/2022/01/distinguished-member-2020-1-300x256.png) ](https://naoatty.org) [ ![American Academy of Attorneys Top 100 2020](https://www.lawfran.com/wp-content/uploads/2022/01/AAOA-Top-100-2020-1-1-300x212.png) ](https://aaoaus.com/directory/categories/florida-top-100) [ ![American Association of Justice logo](https://www.lawfran.com/wp-content/uploads/2022/01/logo-2.png) ](https://www.justice.org) [ ![Multi-Million Dollar Advocates Forum](https://www.lawfran.com/wp-content/uploads/2022/01/logo-1.png) ](https://www.milliondollaradvocates.com) Table of Contents Our Case results [ $1,800,000 Car Accidents ](https://www.lawfran.com/blog/case-results/1800000-2/) [ $1,800,000 Car Accidents ](https://www.lawfran.com/blog/case-results/1800000/) [ $1,550,000 Car Accidents ](https://www.lawfran.com/blog/case-results/1550000/) [ $1,350,000 Car Accidents ](https://www.lawfran.com/blog/case-results/1350000/) [ $1,345,750 Car Accidents ](https://www.lawfran.com/blog/case-results/1345750/) [ $1,300,000 Car Accidents ](https://www.lawfran.com/blog/case-results/1300000-2/) [ $1,300,000 Car Accidents ](https://www.lawfran.com/blog/case-results/1300000/) [ $1,025,000 Car Accidents ](https://www.lawfran.com/blog/case-results/1025000-2/) [ $1,025,000 Car Accidents ](https://www.lawfran.com/blog/case-results/1025000/) [ $1,000,000 Car Accidents ](https://www.lawfran.com/blog/case-results/1000000-4/) [ $1,000,000 Car Accidents ](https://www.lawfran.com/blog/case-results/1000000-3/) [ $1,000,000 Car Accidents ](https://www.lawfran.com/blog/case-results/1000000-2/) [ $1,000,000 Car Accidents ](https://www.lawfran.com/blog/case-results/1000000/) [ $895,000 Car Accidents ](https://www.lawfran.com/blog/case-results/895000/) [ $800,000 Car Accidents ](https://www.lawfran.com/blog/case-results/800000/) [ $750,000 Car Accidents ](https://www.lawfran.com/blog/case-results/750000-3/) [ $750,000 Car Accidents ](https://www.lawfran.com/blog/case-results/750000-2/) [ $750,000 Car Accidents ](https://www.lawfran.com/blog/case-results/750000/) [ $700,000 Car Accidents ](https://www.lawfran.com/blog/case-results/700000-2/) [ $700,000 Car Accidents ](https://www.lawfran.com/blog/case-results/700000/) [ View All Results ](https://www.lawfran.com/case-results/) Our Practice Areas Testimonials Extremely attentive and considerate. Highly recommend them. When I got in my car accident they kept me up to date with everything didn’t have to be on top of them. Very professional. Thank you guys for all you help me with. Julie Rodriguez I was in a car accident a few years ago, they helped me through the process .Very professional and very generous toward the different charities that they help. I've gotten to know a lot of good people throughout the years that are affiliated with them. Thomas Scharf Attorney Fran Haasch was great in helping me with my medical bills and settling my case! They really cared about me and my family. I recommend them, if you have injuries from an automobile accident. Sofia Beshara Contact Us Today Free Consultation Call us Anytime 24/7 (727) 784-8191 LinkedIn This field is for validation purposes and should be left unchanged. Name(Required) First Last Email Phone(Required) Are You a New Client? Are You a New Client?Yes, I am a potential new client.No, I am a current existing client.I'm neither. Case Details(Required) Communication Consent I consent to receive calls and emails from Fran Haasch Law Group Accident & Injury Lawyers, including via automated technology, AI-assisted systems, and prerecorded messages, regarding my inquiry and related legal services. Consent is not a condition of services. [Disclaimer](https://www.lawfran.com/disclaimer-and-terms-of-use/) | [Privacy Policy](https://www.lawfran.com/privacy-policy/) SMS/Text Message Consent I consent to receive text messages from Fran Haasch Law Group Accident & Injury Lawyers at the phone number provided, including messages regarding my inquiry, case updates, and appointment reminders. Frequency may vary. Message & data rates may apply. Text HELP for assistance, reply STOP to opt out. Δ ![](https://www.lawfran.com/wp-content/uploads/2022/02/unnamed-8.png) ## **Car Accident Attorneys Tarpon Springs** If you’ve been in a car accident, you may experience various emotions after, including shock, confusion, fear, and anger. If you’re feeling overwhelmed after a car accident, it’s important to reach out for help. A personal injury attorney can provide support and guidance as you move forward with your case. At The Fran Haasch Law Group, our [car accident lawyers](https://www.lawfran.com/car-accident-lawyers/) have years of experience representing clients in car accident cases. We know what it takes to get results for our clients, and we are ready to fight for you. ## **What are the Most Common Causes of Car Accidents in Tarpon Springs?** Car accidents can happen for many reasons, but some causes are more common than others. Some of the [most common causes](https://www.lawfran.com/car-accident-lawyers/most-common-cause-of-collisions-in-florida/) of car accidents in Florida include: * [Distracted driving](https://www.lawfran.com/car-accident-lawyers/distracted-driving-accidents/ "Distracted driving"), including [texting while driving](https://www.lawfran.com/car-accident-lawyers/texting-and-driving/) and talking on the phone while driving * [Drunk or drugged driving](https://www.lawfran.com/car-accident-lawyers/drunk-driving-accidents/) * Speeding * Reckless and aggressive behavior behind the wheel, such as tailgating and not yielding to other vehicles in traffic. ## **Is it Worth Suing After a Car Accident?** Many car accident victims are unsure whether or not they should pursue legal action. There are several factors to consider when making this decision. First and foremost, you need to determine if you have a valid car accident claim. To file a lawsuit after a car accident in Florida, you must have suffered injuries caused by the other driver’s negligence. If you have a valid personal injury claim, the next step is to weigh the pros and cons of filing a lawsuit. Suing another driver can be a long and challenging process, and there is no guarantee that you will receive any compensation for your injuries. However, if you are successful in your case, you may be awarded compensation for your medical expenses, lost income, and benefits, pain and suffering, property damage. To determine whether it is worth it to [sue the liable party](https://www.lawfran.com/car-accident-lawyers/suing-after-a-car-accident-in-florida/) after a car accident, contact a car accident attorney at The Fran Haasch Law Group for a case evaluation. ## **Why Should I File a Car Accident Claim?** If you have been injured in a car crash, you may be wondering whether or not you should file a claim. There are many reasons to file an automobile accident claim, including: ### **To Collect Compensation for Injuries** If you have been injured in a car accident, you may be able to [file a personal injury claim](https://www.lawfran.com/filing-a-personal-injury-claim/) against the driver who caused the crash. You can recover damages for your injuries by filing a claim, including medical bills, lost wages, and pain and suffering. ### **To Get Money to Repair Your Vehicle** If your vehicle was damaged during the car accident, you may be able to file a property damage claim against the driver who caused the crash. You can recover damages for lost vehicle value or repair expenses by filing a claim. ### **To Hold Negligent Drivers Accountable** Far too many drivers in Tarpon Springs drive carelessly and put everyone on the road at risk. By filing a car accident claim, you can hold the negligent driver accountable for their actions and help to prevent future accidents. ## **Should I Get an Auto Accident Attorney for a Car Accident That Was My Fault in Florida?** Yes, it would help if you got a Tarpon Springs personal injury lawyer for a car accident that was your fault in Florida. Even if the car crash was p[artially or fully your fault](https://www.lawfran.com/car-accident-lawyers/is-florida-a-no-fault-state/), you may still be able to [recover compensation](https://www.lawfran.com/car-accident-lawyers/car-accident-compensation-in-florida/) from the other driver involved in the crash. ### **Personal Injury Protection Insurance in Florida** In Florida, drivers must carry [Personal Injury Protection](https://www.lawfran.com/car-accident-lawyers/what-is-personal-injury-protection-insurance/) (PIP) insurance. PIP insurance covers the medical costs and [lost wages](https://www.lawfran.com/blog/2022/05/how-do-i-get-reimbursed-for-lost-wages-and-medical-expenses-after-an-auto-accident/) of drivers who are injured in a car accident, regardless of who is at fault. ### **Comparative Negligence in Florida** [Florida is a comparative negligence state](https://www.lawfran.com/blog/2023/04/what-bikers-need-to-know-about-hb837/), which means if two drivers each played some role in causing an accident, they would be assigned a percentage of the blame. As of March 2023, Florida now uses a “greater percentage of fault” model under HB 837\. The implementation of this new model means that individuals who are more than 50% responsible for their own harm are prohibited from receiving any compensation for their damages. Speak with a Tarpon Springs car accident lawyer to understand how comparative negligence may impact your claim. An experienced car accident lawyer can help you determine who was at fault in the crash and can help you file a claim against the other driver. ## **How Can You Determine Fault in a Tarpon Springs Florida Car Accident?** To recover damages in a car accident claim, the victim must typically show that the other driver was negligent. Many different factors can be considered when determining negligence, including: ### **Driver Behavior** The way a driver behaves behind the wheel can often be used to determine whether or not they were negligent. Some common behaviors that may be indicative of negligence include: * Driving too fast or too slow * Running a red light or stop sign * Texting while driving * Drunk driving ### **Vehicle Conditions** If the vehicle involved in the accident was not properly maintained, the driver may be found negligent. Some common issues that can lead to a finding of negligence include: * Defective brakes * Worn tires * Faulty steering mechanism ### **Road Conditions** If the road conditions played a role in the accident, the driver may be found negligent. Some common issues that can lead to a finding of negligence include: * Icy roads * Potholes * [Poor road design](https://www.lawfran.com/blog/2018/12/what-if-a-construction-defect-causes-a-car-accident/) ## **How Do I File a Car Accident Claim in Florida?** Filing a car accident claim against the driver who caused your crash may seem like a daunting task. However, you do not have to navigate the process on your own. Instead, an experienced Tarpon Springs car accident lawyer can help you file an insurance claim and negotiate with the insurance company on your behalf. If you have been injured in a car accident, contact an experienced Tarpon Springs car accident lawyer today for a free case review. ## **Contact The Auto Accident Attorneys at The Fran Haasch Law Group Today** If you or a loved one has been involved in a car accident and wishes to file a car accident claim, contact The Fran Haasch Law Group today for a free case evaluation. Our Tarpon Springs [personal injury lawyers](https://www.lawfran.com/) are well versed in personal injury law. They have extensive experience filing personal injury claims for car crash victims to get the fair compensation they deserve. No matter the hour, our team members are here to help you 24 hours a day, 7 days a week. Our car accident attorneys can help you get the damages you are entitled to for your injuries and other losses. ![](https://www.lawfran.com/wp-content/uploads/2023/12/fran-haasch.webp) INJURED IN FLORIDA? The Fran Haasch Law Group Is Here for You. Whether you’ve been hurt in a [motorcycle crash](https://www.lawfran.com/motorcycle-accident-lawyers/), [car accident](https://www.lawfran.com/car-accident-lawyers/), [truck collision](https://www.lawfran.com/truck-accident-lawyers/), or another serious incident, you deserve strong legal representation. Our experienced Florida [personal injury attorneys](https://www.lawfran.com/palm-harbor-personal-injury-lawyers/) will fight to protect your rights and help you recover the compensation you need. [ Schedule Your Free Consultation ](https://www.lawfran.com/contact-us/) Share this page Find an Office Near You Our Car Accident Locations At Fran Haasch Law Group Accident & Injury Lawyers, we’re proud to serve clients throughout the greater Tampa Bay area and beyond. With multiple offices across the region, our team is dedicated to making it easy for you to access experienced legal help close to home. Select a location below to learn more about the services available near you. Meet Our Attorneys ![fran-haasch.jpg](https://www.lawfran.com/wp-content/uploads/elementor/thumbs/fran-haasch-r9krkvoso3sdv1wow979xtqj4n68cn5nlpd31reujw.webp "fran-haasch.jpg") ## Francoise M. Haasch Founding Attorney Over 20 Years Experience * [ Personal Injury ](https://www.lawfran.com/palm-harbor-personal-injury-lawyers/) * [ Car Accidents ](https://www.lawfran.com/car-accident-lawyers/) * [ Motorcycle Accidents ](https://www.lawfran.com/motorcycle-accident-lawyers/) [ ![Multi Million Dollar Advocates Forum](https://www.lawfran.com/wp-content/uploads/2023/12/logo-1-2.png) ](https://nwtla.org/members/francoise-haasch-esq/) Lifetime Member [ ![Avvo Rating 10.0 Superb](https://www.lawfran.com/wp-content/uploads/2023/12/avvo-2.png) ](https://www.justice.org/) [ ![National Women Trial Lawyers Top 25](https://www.lawfran.com/wp-content/uploads/2023/12/66659356429853-e1760028480574.webp) ](https://nwtla.org/members/francoise-haasch-esq/) [ ![Best of the Best Attorneys Top 10 Personal Injury Attorney 2024](https://www.lawfran.com/wp-content/uploads/2024/04/best-of-the-best.webp) ](https://bestofthebestattorneys.org/best-attorneys/2024-best-attorneys/) [ ![2024 Attorney and Practice Magazine Personal Injury Law Attorney Badge](https://www.lawfran.com/wp-content/uploads/2024/02/award.webp) ](https://www.attorneyandpractice.com/) Known for extensive trial experience and consistent client advocacy across complex injury cases. [ Meet Francoise M. Haasch ](https://www.lawfran.com/attorneys/francoise-m-haasch/) ![joshua-lipton.jpg](https://www.lawfran.com/wp-content/uploads/elementor/thumbs/joshua-lipton-r9krl6yuy47tqdgb2e2srqw299mmx0efn96wt2y4h8.webp "joshua-lipton.jpg") ## Joshua R. Lipton Managing Attorney Over 20 Years Experience * [ Personal Injury ](https://www.lawfran.com/palm-harbor-personal-injury-lawyers/) * [ Car Accidents ](https://www.lawfran.com/car-accident-lawyers/) * [ Motorcycle Accidents ](https://www.lawfran.com/motorcycle-accident-lawyers/) [ ![Florida Justice Association](https://www.lawfran.com/wp-content/uploads/2023/12/logo-5-2.png) ](https://www.myfja.org) [ ![Tampa Bay Trial Lawyers Association 2025](https://www.lawfran.com/wp-content/uploads/2025/10/tbtla.png) ](https://www.tbtla.us) [ ![Avvo Rating 10.0 Superb](https://www.lawfran.com/wp-content/uploads/2023/12/avvo-2.png) ](https://www.justice.org/) [ ![Best of the Best Attorneys Top 10 Personal Injury Attorney 2024](https://www.lawfran.com/wp-content/uploads/2024/04/best-of-the-best.webp) ](https://bestofthebestattorneys.org/best-attorneys/2024-best-attorneys/) Recognized for consistent results and strong client advocacy in complex accident cases. [ Meet Joshua R. Lipton ](https://www.lawfran.com/attorneys/joshua-r-lipton/) ![david-fuller.jpg](https://www.lawfran.com/wp-content/uploads/elementor/thumbs/david-fuller-r9krlbo1wae9cf9hay3xm7pd86zgzhx3bwgc7gr5m4.webp "david-fuller.jpg") ## David R. Fuller Attorney Over 30 Years Experience * [ Personal Injury Litigation ](https://www.lawfran.com/palm-harbor-personal-injury-lawyers/) [ ![Tampa Bay Trial Lawyers Association 2025](https://www.lawfran.com/wp-content/uploads/2025/10/tbtla.png) ](https://www.tbtla.us) [ ![Avvo Rating 10.0 Superb](https://www.lawfran.com/wp-content/uploads/2023/12/avvo-2.png) ](https://www.justice.org/) [ ![10 Best Attorney Client Satisfaction American Institute of Personal Injury Attorneys](https://www.lawfran.com/wp-content/uploads/2020/05/logo-4.png) ](https://www.aiopia.org) [ ![Florida Justice Association](https://www.lawfran.com/wp-content/uploads/2023/12/logo-5-2.png) ](https://www.myfja.org) Secured more than a dozen seven-figure settlements for clients. [ Meet David R. Fuller ](https://www.lawfran.com/attorneys/david-r-fuller/) ![AllenPipkins](https://www.lawfran.com/wp-content/uploads/elementor/thumbs/AllenPipkins-r9kqgp36i2s3j69yjdwfugs4wn8cagmr2tctgwzqjw.webp "AllenPipkins") ## Allen J. Pipkins II Attorney Over 10 Years Experiece * [ Personal Injury ](https://www.lawfran.com/palm-harbor-personal-injury-lawyers/) * [ Wrongful Death ](https://www.lawfran.com/wrongful-death-attorneys/clearwater/) * [ Motorcycle Accidents ](https://www.lawfran.com/motorcycle-accident-lawyers/) [ ![Tampa Bay Trial Lawyers Association 2025](https://www.lawfran.com/wp-content/uploads/2025/10/tbtla.png) ](https://www.tbtla.us) [ ![Avvo Rating 10.0 Superb](https://www.lawfran.com/wp-content/uploads/2023/12/avvo-2.png) ](https://www.justice.org/) [ ![10 Best Attorney Client Satisfaction American Institute of Personal Injury Attorneys](https://www.lawfran.com/wp-content/uploads/2020/05/logo-4.png) ](https://www.aiopia.org) [ ![Florida Justice Association](https://www.lawfran.com/wp-content/uploads/2023/12/logo-5-2.png) ](https://www.myfja.org) Combines experience from both plaintiff-side injury firms and large insurance companies. [ Meet Allen J. Pipkins II ](https://www.lawfran.com/attorneys/david-r-fuller/) ![laura-smith.jpg](https://www.lawfran.com/wp-content/uploads/elementor/thumbs/laura-smith-r9krlffenmjemv40ozqfw6r7lqgxuac0of2a4klkx8.webp "laura-smith.jpg") ## Laura Smith Davies Attorney (Of Counsel) Almost 20 Years Experiece * [ Personal Injury ](https://www.lawfran.com/palm-harbor-personal-injury-lawyers/) * [ Wrongful Death ](https://www.lawfran.com/wrongful-death-attorneys/clearwater/) * [ Motorcycle Accidents ](https://www.lawfran.com/motorcycle-accident-lawyers/) [ ![Tampa Bay Trial Lawyers Association 2025](https://www.lawfran.com/wp-content/uploads/2025/10/tbtla.png) ](https://www.tbtla.us) [ ![Avvo Rating 10.0 Superb](https://www.lawfran.com/wp-content/uploads/2023/12/avvo-2.png) ](https://www.justice.org/) [ ![10 Best Attorney Client Satisfaction American Institute of Personal Injury Attorneys](https://www.lawfran.com/wp-content/uploads/2020/05/logo-4.png) ](https://www.aiopia.org) [ ![Florida Justice Association](https://www.lawfran.com/wp-content/uploads/2023/12/logo-5-2.png) ](https://www.myfja.org) Known for her versatile trial experience and leadership roles across multiple legal disciplines. [ Meet Laura Smith Davies ](https://www.lawfran.com/attorneys/laura-smith-davies/) Related Content Want to learn more about car accidents? Whether its how to prevent them or what to do once you’ve been in one, [our blog](https://www.lawfran.com/blog/) can help you gather the knowledge and information you need. ### [ Common Airbag Injuries in a Car Accident ](https://www.lawfran.com/car-accident-lawyers/airbag-injuries/) ### [ Chest Pain After a Car Accident ](https://www.lawfran.com/car-accident-lawyers/car-accident-injuries/chest-pain/) ### [ Seat Belt Bruises ](https://www.lawfran.com/car-accident-lawyers/seat-belt-bruises/) ### [ Shoulder Pain After a Car Accident ](https://www.lawfran.com/car-accident-lawyers/car-accident-injuries/shoulder-pain/) ### [ How Severe Can Whiplash Be? ](https://www.lawfran.com/car-accident-lawyers/whiplash-injury/how-severe-can-whiplash-be/) ### [ Delayed Whiplash Symptoms ](https://www.lawfran.com/car-accident-lawyers/whiplash-injury/delayed-whiplash-symptoms/) ### [ Shock After a Car Accident ](https://www.lawfran.com/car-accident-lawyers/car-accident-injuries/shock/) ### [ The Importance of Going to the Hospital After an Accident ](https://www.lawfran.com/car-accident-lawyers/importance-of-going-to-the-hospital/) [ ![](https://www.lawfran.com/wp-content/uploads/2024/11/iStock-994759404.webp) ](https://www.lawfran.com/blog/2022/05/what-about-my-rental-car/) ### [ What About My Rental Car? ](https://www.lawfran.com/blog/2022/05/what-about-my-rental-car/) May 8, 2022 Was your vehicle severely damaged in an auto accident? Are you wondering who is going to pay for your rental car? If you require a [ Read Full Post » ](https://www.lawfran.com/blog/2022/05/what-about-my-rental-car/) [ ![fran fights for you with car that rear ended another red car in background](https://www.lawfran.com/wp-content/uploads/2020/10/FranFights_FullCoverage.jpg) ](https://www.lawfran.com/blog/2022/05/how-do-i-get-reimbursed-for-lost-wages-and-medical-expenses-after-an-auto-accident/) ### [ How Do I Get Reimbursed for Lost Wages and Medical Expenses After an Auto Accident? ](https://www.lawfran.com/blog/2022/05/how-do-i-get-reimbursed-for-lost-wages-and-medical-expenses-after-an-auto-accident/) May 8, 2022 An auto accident can cause you to suffer serious injuries that might require medical treatment, including surgery, rehabilitation, and prescription medication. In some cases, the [ Read Full Post » ](https://www.lawfran.com/blog/2022/05/how-do-i-get-reimbursed-for-lost-wages-and-medical-expenses-after-an-auto-accident/) ### [ What Happens When Medicine Causes a Car Accident? ](https://www.lawfran.com/blog/2022/05/what-happens-when-medicine-causes-a-car-accident/) May 8, 2022 According to the Governors Highway Safety Association, 43.6 percent of fatally injured drivers in 2016 tested positive for drugs, and over half of those drivers [ Read Full Post » ](https://www.lawfran.com/blog/2022/05/what-happens-when-medicine-causes-a-car-accident/) ## Contact Us Today [ (727) 784-8191 ](tel:+17277848191) Our experienced attorneys are here to help you navigate your legal rights with confidence. LinkedIn This field is for validation purposes and should be left unchanged. Name(Required) First Last Email Phone(Required) Are You a New Client? Are You a New Client?Yes, I am a potential new client.No, I am a current existing client.I'm neither. Case Details(Required) Communication Consent I consent to receive calls and emails from Fran Haasch Law Group Accident & Injury Lawyers, including via automated technology, AI-assisted systems, and prerecorded messages, regarding my inquiry and related legal services. Consent is not a condition of services. [Disclaimer](https://www.lawfran.com/disclaimer-and-terms-of-use/) | [Privacy Policy](https://www.lawfran.com/privacy-policy/) SMS/Text Message Consent I consent to receive text messages from Fran Haasch Law Group Accident & Injury Lawyers at the phone number provided, including messages regarding my inquiry, case updates, and appointment reminders. Frequency may vary. Message & data rates may apply. Text HELP for assistance, reply STOP to opt out. 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